{"id":3249,"date":"2024-09-11T13:25:18","date_gmt":"2024-09-11T11:25:18","guid":{"rendered":"https:\/\/pmrsa.pl\/?p=3249"},"modified":"2024-12-12T14:49:17","modified_gmt":"2024-12-12T14:49:17","slug":"withdrawal-of-a-consumer-bankruptcy-application","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/withdrawal-of-a-consumer-bankruptcy-application\/","title":{"rendered":"\u00a0Withdrawal of a consumer bankruptcy petition?"},"content":{"rendered":"<p class=\"wp-block-paragraph\">A debtor who has filed a motion to withdraw a bankruptcy petition may, if their financial situation changes, file a motion to withdraw the bankruptcy petition. The motion itself does not require justification, but it is an important element of the motion, as the Court may dismiss the motion on the grounds that it may lead to harm to creditors.<\/p>\n\n\n\n<div class=\"wp-block-video-lightbox-for-guten-blocks-videolightbox\"><style>\n      .zwt-vlfgb-bc2q9iun-fancy-custom .fancybox__backdrop {\n        background:  !important;\n        opacity: 0.8 !important;\n      }\n      .zwt-vlfgb-bc2q9iun-fancy-custom .fancybox__content {\n        max-width: 640px;\n        width: 100% !important;\n      }\n      .zwt-vlfgb-bc2q9iun{\n        background-color:  !important;\n        color:  !important;\n        border: 0px solid  !important;\n        border-radius: 0px !important;\n      }\n      .zwt-vlfgb-bc2q9iun:hover {\n        background-color:  !important;\n        color:  !important;\n        border: 0px solid  !important;\n      }\n      .video-thumbnail.zwt-vlfgb-bc2q9iun{\n        border-radius: 10px !important;\n      }\n      \/* Add more styles as needed *\/\n    <\/style><a data-fancybox=\"zwt-vlfgb-bc2q9iun\" data-fancy-class=\"zwt-vlfgb-bc2q9iun\" href=\"https:\/\/www.youtube.com\/shorts\/kfG-6YiJRfE\" class=\"video-thumbnail zwt-vlfgb-bc2q9iun\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/09\/user04.jpg\" alt=\"pmr-restructuring\" title=\"\"><svg viewbox=\"0 0 24 24\" class=\"play-icon\" width=\"30\"><g><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22ZM10.6935 15.8458L15.4137 13.059C16.1954 12.5974 16.1954 11.4026 15.4137 10.941L10.6935 8.15419C9.93371 7.70561 9 8.28947 9 9.21316V14.7868C9 15.7105 9.93371 16.2944 10.6935 15.8458Z\" fill=\"currentColor\"><\/path> <\/g><\/svg><\/a><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><br><br>It happens that consumers file bankruptcy applications without prior economic and legal analysis, thus often harming themselves. It is therefore important to <a data-wpil-monitor-id=\"1040\" href=\"https:\/\/pmrsa.pl\/en\/does-filing-a-bankruptcy-petition-suspend-enforcement\/\">submitting an application<\/a> make a full analysis of your situation and predict what the consequences of opening bankruptcy proceedings will be.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It is important that <a href=\"https:\/\/pmrsa.pl\/en\/what-if-the-court-rejects-the-application-for-consumer-bankruptcy\/\" data-wpil-monitor-id=\"1043\">this application was filed before the Court issued its decision<\/a> a decision to open bankruptcy proceedings, because issuing a decision to open bankruptcy proceedings closes the way to filing a motion. Withdrawal <a href=\"https:\/\/pmrsa.pl\/en\/does-filing-for-bankruptcy-suspend-enforcement-2\/\" data-wpil-monitor-id=\"1114\">bankruptcy petition<\/a> It is recommended especially in situations where:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>&nbsp;\u2013 The debtor\u2019s financial situation will improve and he will be able to repay his obligations without the help of bankruptcy proceedings;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>- The debtor will enter into <a href=\"https:\/\/pmrsa.pl\/en\/i-would-like-to-reach-an-agreement-with-my-creditors\/\" data-wpil-monitor-id=\"1531\">agreement with creditors<\/a> in which it will determine how it will repay its liabilities;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u2013 The grounds for declaring bankruptcy will expire.<\/strong><\/p>","protected":false},"excerpt":{"rendered":"<p>Zad\u0142u\u017cony konsument, kt\u00f3ry z\u0142o\u017cy\u0142 wniosek o cofni\u0119cie wniosku upad\u0142o\u015bciowego, je\u015bli jego sytuacja finansowa ulegnie zmianie, mo\u017ce z\u0142o\u017cy\u0107 wniosek o cofni\u0119cie wniosku upad\u0142o\u015bciowego. Sam wniosek nie wymaga uzasadnienia, lecz jest to istotny element wniosku, gdy\u017c S\u0105d mo\u017ce oddali\u0107 wniosek motywuj\u0105c to faktem, i\u017c mo\u017ce to doprowadzi\u0107 do pokrzywdzenia wierzycieli. Zdarza si\u0119, \u017ce konsumenci sk\u0142adaj\u0105 wnioski upad\u0142o\u015bciowe bez uprzedniej analizy ekonomicznej i prawnej, tym samym cz\u0119sto sobie szkodz\u0105c. Wa\u017cnym jest wi\u0119c, aby przed z\u0142o\u017ceniem wniosku upad\u0142o\u015bciowego dokona\u0107 pe\u0142nej analizy swojej sytuacji oraz przewidzie\u0107, jakie b\u0119d\u0105 skutki otwarcia post\u0119powania upad\u0142o\u015bciowego. Wa\u017cnym jest to, aby wniosek ten by\u0142 z\u0142o\u017cony przed wydaniem przez S\u0105d postanowienia o otwarciu post\u0119powania upad\u0142o\u015bciowego, gdy\u017c wydanie postanowienia o otwarciu post\u0119powania upad\u0142o\u015bciowego zamyka drog\u0119 do z\u0142o\u017cenia wniosku. Cofni\u0119cie wniosku o og\u0142oszenie upad\u0142o\u015bci jest zalecane przede wszystkim w sytuacji, gdy: &nbsp;&#8211; Sytuacja finansowa d\u0142u\u017cnika ulegnie poprawie i b\u0119dzie on w stanie sp\u0142aci\u0107 swoje zobowi\u0105zania bez pomocy post\u0119powania upad\u0142o\u015bciowego; &#8211; D\u0142u\u017cnik zawrze porozumienie z wierzycielami w ramach kt\u00f3rego okre\u015bli spos\u00f3b sp\u0142aty swoich zobowi\u0105za\u0144; &#8211; Wygasn\u0105 podstawy do og\u0142oszenia upad\u0142o\u015bci.<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[24],"tags":[],"ppma_author":[30],"class_list":["post-3249","post","type-post","status-publish","format-standard","hentry","category-upadlosc-konsumencka"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/3249","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=3249"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/3249\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=3249"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=3249"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=3249"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=3249"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}