{"id":3251,"date":"2024-09-11T13:26:52","date_gmt":"2024-09-11T11:26:52","guid":{"rendered":"https:\/\/pmrsa.pl\/?p=3251"},"modified":"2025-05-19T15:36:14","modified_gmt":"2025-05-19T15:36:14","slug":"what-if-the-court-rejects-the-application-for-consumer-bankruptcy","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/what-if-the-court-rejects-the-application-for-consumer-bankruptcy\/","title":{"rendered":"What if the court rejects the application for consumer bankruptcy"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Bankruptcy proceedings are opened on the basis of a bankruptcy petition. The petition primarily contains a description of the debtor&#039;s situation and documents specified in bankruptcy law. The petition is filed when a natural person is insolvent, i.e. when they have lost the ability to fulfill their obligations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Typically, the next step after submitting an application for an advertisement is <a href='https:\/\/pmrsa.pl\/en\/we-are-facing-a-wave-of-bankruptcies-due-to-electricity-in-2019\/'>bankruptcy is issued by<\/a> court decision on opening bankruptcy proceedings. However, it may happen that the Court rejects <a href=\"https:\/\/pmrsa.pl\/en\/whether-the-bankruptcy-application-can-be-filed-electronically-only\/\"  data-wpil-monitor-id=\"968\">bankruptcy petition<\/a> for reasons specified in bankruptcy law. The most common reason for rejecting an application for an announcement <a href='https:\/\/pmrsa.pl\/en\/which-industries-are-most-at-risk-of-bankruptcy-this-year\/'>Bankruptcies are<\/a> uncorrected formal deficiencies. However, if the applicant has met all the formal requirements of the application, the court shall proceed to analyze the application, examining at the same time the only premise that allows for the opening of the proceedings, i.e. whether the applicant is insolvent.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When a consumer receives a letter from the court dismissing the application, they have the right to file a complaint. Such a letter must be filed with the second instance court via the district court within 7 days. Filing a complaint involves another court fee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The consumer may also not use the complaint procedure and after the Court dismisses the application, he may <a href=\"https:\/\/pmrsa.pl\/en\/whether-an-employee-can-file-for-bankruptcy-of-the-employer\/\"  data-wpil-monitor-id=\"1054\">submit a new application<\/a> bankruptcy, it is important that the new application takes into account the circumstances that were missing in the previous application, i.e. for example it contains a more complete picture of the occurrence of the state of insolvency, or presents new circumstances justifying <a href=\"https:\/\/pmrsa.pl\/en\/does-filing-a-bankruptcy-petition-suspend-enforcement\/\"  data-wpil-monitor-id=\"1055\">Submitting an application<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>Post\u0119powanie upad\u0142o\u015bciowe otwiera si\u0119 podstawie wniosku upad\u0142o\u015bciowego. Wniosek zawiera przede wszystkim opis sytuacji d\u0142u\u017cnika oraz dokumenty wskazane w prawie upad\u0142o\u015bciowym. Wniosek sk\u0142ada si\u0119 w przypadku, kiedy osoba fizyczna jest niewyp\u0142acalna, a wi\u0119c kiedy straci\u0142a zdolno\u015b\u0107 do realizowania swoich zobowi\u0105za\u0144. Zazwyczaj kolejnym krokiem po z\u0142o\u017ceniu wniosku o og\u0142oszenie upad\u0142o\u015bci jest wydanie przez s\u0105d postanowienia o otwarciu post\u0119powania upad\u0142o\u015bciowego. Jednak\u017ce mo\u017ce si\u0119 zdarzy\u0107, \u017ce S\u0105d odrzuci wniosek o og\u0142oszenie upad\u0142o\u015bci z powod\u00f3w wskazanych w prawie upad\u0142o\u015bciowym. Najcz\u0119stszym powodem odrzucenia wniosku o og\u0142oszenie upad\u0142o\u015bci s\u0105 nieuzupe\u0142nione braki formalne. Je\u015bli jednak wnioskodawca spe\u0142ni\u0142 wszystkie wymogi formalne wniosku, s\u0105d przyst\u0119puje do analizy wniosku, badaj\u0105c jednocze\u015bnie jedyn\u0105 przes\u0142ank\u0119, kt\u00f3ra pozwala na otwarcie post\u0119powania, czyli czy wnioskodawca jest niewyp\u0142acalny. Gdy konsument otrzyma pismo z s\u0105du o oddaleniu wniosku, ma prawo do z\u0142o\u017cenia za\u017calenia. Pismo takie w terminie 7 dni nale\u017cy wnie\u015b\u0107 do s\u0105du drugiej instancji za po\u015brednictwem s\u0105du rejonowego. Z\u0142o\u017cenie za\u017calenia wi\u0105\u017ce si\u0119 z kolejn\u0105 op\u0142at\u0105 s\u0105dow\u0105. Konsument mo\u017ce r\u00f3wnie\u017c nie korzysta\u0107 z drogi za\u017calenia i po oddaleniu przez S\u0105d wniosku, mo\u017ce on z\u0142o\u017cy\u0107 nowy wniosek upad\u0142o\u015bciowy, wa\u017cne by nowy wniosek uwzgl\u0119dnia\u0142 okoliczno\u015bci, kt\u00f3rych brakowa\u0142o w poprzednim wniosku, tj. np. zawiera\u0142o pe\u0142niejszy obraz wyst\u0119powania stanu niewyp\u0142acalno\u015bci, tudzie\u017c by przedstawia\u0142 nowe okoliczno\u015bci uzasadniaj\u0105ce z\u0142o\u017cenie wniosku.<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/3251","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=3251"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/3251\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=3251"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=3251"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=3251"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=3251"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}