{"id":383,"date":"2017-07-18T12:00:00","date_gmt":"2017-07-18T10:00:00","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/przedsiebiorcy-nie-wstydza-sie-dlugow\/"},"modified":"2025-01-31T18:08:15","modified_gmt":"2025-01-31T18:08:15","slug":"entrepreneurs-are-not-ashamed-of-debts","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/entrepreneurs-are-not-ashamed-of-debts\/","title":{"rendered":"Entrepreneurs are not ashamed of their debts"},"content":{"rendered":"

Entrepreneurs who have to take out loans from banks or use deferred payment for purchased products in order to develop their business are accustomed to incurring debt. Having them is not something embarrassing for them. As many as 93.4 per cent of them answered this way in the survey.<\/p>\n

\u2013 This shows that Polish entrepreneurs have a natural attitude to money. In business, it is like this that you deal with other people's money, debt financing is a natural thing in the whole world \u2013 says Ma\u0142gorzata Anisimowicz, restructuring advisor<\/a> from the PMR Restrukturyzacje SA law firm. \u2013 Money is treated at a certain level as a tool, a resource necessary for the development of a company. It is valuable, just like people, IT systems, market position or image \u2013 he adds.<\/p>\n<\/div>\n

Loans - yes, loans from family - no <\/b><\/p>\n

The most acceptable loans for entrepreneurs are mortgage loans \u2013 as many as 79.2% stated that it is not a reason to be ashamed<\/a>Only 33.1 percent of people working full-time agree with this opinion.<\/p>\n

Almost half of the owners companies consider delays in paying electricity bills as normal<\/a>, water, rent or internet. Those who do not run a business have a different opinion \u2013 only 10.8% of them answered that they would admit to their friends such debts without shame.<\/p>\n

Most embarrassing from the point of view of salaried employees are the late payments to ZUS and the tax office. This is not surprising, as these costs are borne by employers, not employees. Only 11.7 per cent of employers share their belief.<\/p>\n

As many as a quarter of businessmen would be ashamed to take out a loan from their family (24.8 per cent). Only 7.1 per cent of salaried employees would be embarrassed by this.<\/p>\n

\u2013 Research shows problems Polish companies<\/a>, often undercapitalized and struggling with a lack of funds to cover current liabilities. It is difficult for entrepreneurs to obtain credit, and the difficult business environment causes them to have problems with financial liquidity - believes Ma\u0142gorzata Anisimowicz.<\/div>\n
The material appeared on franchiseawpolsce.pl:
\n<\/b>
\n12 July 2017:
\n\" Here's why entrepreneurs aren't shy about debts<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Entrepreneurs who are forced to take out bank loans or use deferred payment for purchased products to grow their businesses are accustomed to incurring debt. They don't feel ashamed of having it. A full 93.4% of them responded this way in the survey. "This shows that Polish entrepreneurs have a natural relationship with money. In business, dealing with other people's money is commonplace; debt financing is a natural phenomenon everywhere," says Ma\u0142gorzata Anisimowicz, a restructuring advisor at PMR Restrukturyzacje SA. "At a certain level, money is treated as a tool, a resource essential for company development. It's valuable, just like people, IT systems, market position, or image," she adds. Credits \u2013 yes, family loans \u2013 no. Mortgages are the most acceptable for entrepreneurs \u2013 a full 79.2% stated that it's nothing to be ashamed of. Only 33.1% of full-time employees agree with this opinion. Nearly half of business owners consider late payments for electricity, water, rent, or internet bills normal. Those who don't run a business have a different opinion \u2013 only 10.8% of them said they would be comfortable admitting such debts to friends. The most embarrassing issues for full-time employees are late payments to the Social Insurance Institution (ZUS) and the tax office. This is not surprising, as these costs are borne by employers, not employees. Only 11.7% of employers share this view. As many as a quarter of business owners would be ashamed of taking out a loan from family (24.8%). Only 7.1% of full-time employees would consider this a cause for shame. "Research shows the problems of Polish companies, which are often undercapitalized and struggling with a lack of funds to cover current liabilities. Entrepreneurs find it difficult to obtain credit, and the challenging business environment causes them to struggle with liquidity," says Ma\u0142gorzata Anisimowicz. The material was published on the website franchisewpolsce.pl on July 12, 2017: \u00bb Here's why entrepreneurs are not ashamed of debts<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-383","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/383","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=383"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/383\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=383"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=383"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=383"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=383"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}