{"id":5780,"date":"2016-12-01T10:48:46","date_gmt":"2016-12-01T09:48:46","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/upadlosc-konsumencka-rosnie-liczba-zgloszen-upadlosci\/"},"modified":"2025-01-25T17:32:05","modified_gmt":"2025-01-25T17:32:05","slug":"consumer-bankruptcy-the-number-of-bankruptcy-filings-is-growing","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/consumer-bankruptcy-the-number-of-bankruptcy-filings-is-growing\/","title":{"rendered":"Consumer bankruptcy - bankruptcy filings on the rise"},"content":{"rendered":"

More and more people are choosing to take advantage of consumer bankruptcy. And the fact that there are more and more people who, in a difficult financial situation, decide to take such a step is thanks to the law, which now makes it possible to start everything almost from scratch. More than 5 000 bankruptcies have already been declared this year. This is already more than twice as many as in the previous year.<\/p>\n

According to PMR experts Restructuring SA steady increase in bankruptcy filings<\/a> consumer applications submitted in Poland is a natural, normal and desirable trend. In their opinion, the average annual number consumer bankruptcies<\/a> in Poland it should be around 50 thousand. In much more affluent and twice as large Germany number of consumer bankruptcies<\/a> oscillates around 100,000 per year.<\/p>\n

Consumer bankruptcy<\/a> allows people to get out of trouble when they get into a debt spiral. Even if their apartment is sold (which doesn't always happen these days), the court allocates part of the amount obtained for a year or two years of rent, so that the debtor doesn't end up on the street. And not everything you own is taken to pay off debts that may be written off after some time.<\/p>\n

\n– Consumer bankruptcy<\/a> this is very good news for many people, it is a new start, improvement of living conditions and a return to normality. Bankruptcy applications<\/a> is increasing because the awareness of Poles on this issue is growing.
\n- says Ma\u0142gorzata Anisimowicz, President of PMR Restructuring S.A.\n<\/div>\n
\nThe material appeared on the website:
\n<\/b>
\n29 November 2016:
\n\" Consumer bankruptcy: bankruptcy filings are on the rise<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"

Coraz wi\u0119cej os\u00f3b decyduje si\u0119 skorzysta\u0107 z upad\u0142o\u015bci konsumenckiej. I jest to, \u017ce przybywa ludzi, kt\u00f3rzy w trudnej sytuacji finansowej decyduj\u0105 si\u0119 na taki krok to zas\u0142uga prawa, kt\u00f3re obecnie pozwala zacz\u0105\u0107 wszystko niemal od pocz\u0105tku. Ponad 5 tys. upad\u0142o\u015bci og\u0142oszono ju\u017c w tym roku. To ju\u017c ponad dwa razy wi\u0119cej ni\u017c w poprzednim roku. Zdaniem ekspert\u00f3w PMR Restrukturyzacje S.A. sta\u0142y wzrost liczby wniosk\u00f3w o upad\u0142o\u015b\u0107 konsumenck\u0105 sk\u0142adanych w Polsce to trend naturalny, normalny i po\u017c\u0105dany. Ich zdaniem \u015brednioroczna liczba upad\u0142o\u015bci konsumenckich w Polsce powinna oscylowa\u0107 na poziomie oko\u0142o 50 tys. W znacznie bardziej zamo\u017cnych i dwukrotnie wi\u0119kszych Niemczech liczba upad\u0142o\u015bci konsumenckich oscyluje wok\u00f3\u0142 100 tys. rocznie. Upad\u0142o\u015b\u0107 konsumencka pozwala ludziom wyj\u015b\u0107 z k\u0142opot\u00f3w, gdy wpadali w spiral\u0119 d\u0142ug\u00f3w. Nawet je\u017celi ich mieszkanie zostanie sprzedane (co obecnie nie zawsze si\u0119 dzieje), to s\u0105d przeznacza cz\u0119\u015b\u0107 z uzyskanej kwoty na roczny lub dwuletni czynsz, by d\u0142u\u017cnik nie wyl\u0105dowa\u0142 na bruku.. A na sp\u0142at\u0119 zobowi\u0105za\u0144, kt\u00f3re w po jakim\u015b czasie mog\u0105 zosta\u0107 umorzone, nie jest zabierane wszystko co si\u0119 posiada. – Upad\u0142o\u015b\u0107 konsumencka to dla wielu ludzi bardzo dobra wiadomo\u015b\u0107, to nowy start, poprawa warunk\u00f3w \u017cycia i powr\u00f3t do normalno\u015bci. Wniosk\u00f3w o upad\u0142o\u015b\u0107 przybywa, gdy\u017c ro\u015bnie \u015bwiadomo\u015b\u0107 Polak\u00f3w na ten temat. \u2013 m\u00f3wi Ma\u0142gorzata Anisimowicz, prezes PMR Restrukturyzacje S.A. Materia\u0142 ukaza\u0142 si\u0119 w serwisie: dnia 29 listopada 2016: \u00bb Upad\u0142o\u015b\u0107 konsumencka: przybywa zg\u0142osze\u0144 upad\u0142o\u015bci<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5780","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5780","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5780"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5780\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5780"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5780"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5780"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5780"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}