{"id":5792,"date":"2017-02-15T14:00:00","date_gmt":"2017-02-15T13:00:00","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/panstwo-pomoze-malym-firmom-uniknac-upadlosci\/"},"modified":"2025-01-27T16:34:19","modified_gmt":"2025-01-27T16:34:19","slug":"the-state-will-help-small-companies-avoid-bankruptcy","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/the-state-will-help-small-companies-avoid-bankruptcy\/","title":{"rendered":"Will the state help small businesses avoid bankruptcy?"},"content":{"rendered":"

The state will be able to support a failing small or medium-sized company when it loses more than half of its capital due to business losses. This is, in a nutshell, the condition under which the facilities of the Restructuring Law will be available to entrepreneurs in the SME sector.<\/p>\n

It is to be introduced by an amendment, the draft of which has already been submitted for consultations and inter-ministerial agreements. It has been proposed that after adoption, the amendment enter into force 14 days after publication in the Journal of Laws. The draft was created in the Ministry of Justice (MS) and is a response to the reservations of the European Commission (EC) raised during the notification of the aid program providing aid for the rescue and restructuring of small<\/a> and medium-sized enterprises. This program consists of the aforementioned act and the regulation of the Minister of State Treasury from 2015 on public aid granted for both of these purposes.<\/p>\n

Without waiting for notification<\/b><\/p>\n

Such support from public money is provided for in the Restructuring Law in force in Poland since 1 January 2016, but its provisions are not fully in line with EU guidelines. Their amendment will allow public aid to be granted for restructuring of companies in difficulty<\/a> without the need for individual notification to the EC. You have to wait a long time for this acceptance. According to MS, such a procedure lasts 15 months and in practice means that it is impossible to carry out effective restructuring<\/a> with state support.<\/p>\n

- The proposed amendment does not introduce an exemption from individual notification, but makes it possible to apply this exemption in practice. This is therefore an important change, as small and medium-sized entrepreneurs will not have to submit an application to the European Commission and wait more than a year for it to be processed. If this had been necessary, the possibility for these companies to receive aid would have been purely theoretical, as it would have involved too much cost and waiting time, which such companies could realistically not survive, says Magdalena Kasiarz-Lewandowska, lawyer at EY Law.<\/div>\n

According to the current regulations, aid public for restructuring<\/a> may be granted if the amount of uncovered losses exceeds the supplementary capital and 50 percent of the share capital in a capital company or limited joint-stock partnership and if the amount of uncovered losses exceeds 50 percent of the value of all shares in a partnership.<\/p>\n

According to the EU guidelines, the sum of retained losses and all other elements of own funds must be a negative amount exceeding half of the subscribed share capital and, in the case of a partnership, more than half of the capital must be lost through losses. The proposed amendment adopts for all types of companies the same way of calculating the indicator relevant for the granting of state aid. The basic assumption is that an entrepreneur eligible for support has lost more than half of its capital. The draft clarifies that it is specifically a situation where the sum of retained earnings (losses), net profit (loss) for a given financial year, supplementary capital, revaluation capital and other reserve capital (funds) is negative and its absolute value is higher than 50 per cent of the share capital (fund).<\/p>\n

Preferential funding<\/b><\/p>\n

State aid without the need for notification means significant companies obtain preferential financing for their operations during restructuring proceedings<\/a>, especially since it is very difficult for small and medium-sized enterprises to obtain any additional financing, which is one of the main reasons for restructuring failures.<\/p>\n

\u2014 All companies undergoing restructuring have financing problems<\/a>, but small ones complain about difficult access to it - admits Maciej Pietrzak, restructuring advisor and proxy at PMR Restrukturyzacje. - Their problem is not important for e.g. the financing creditor, so it is usually more radical, less willing to negotiate and conciliate. Public aid would be invaluable for saving instead Polish enterprises<\/a> and the jobs they create - adds the advisor from PMR Restrukturyzacje. In his opinion, the planned changes increase the possibility of financing restructuring activities in the SME sector. - This is a necessary condition. There is no restructuring<\/a> without financing, just as there is no effective treatment for patients without money for medicines \u2014 says Maciej Pietrzak.<\/p>\n<\/div>\n
The material appeared on pulsbiznesu.pl:
\n<\/b>
\n9 February 2017:
\n\" Restructuring with an injection from the state<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Pa\u0144stwo b\u0119dzie mog\u0142o wesprze\u0107 upadaj\u0105c\u0105 ma\u0142\u0105 lub \u015bredni\u0105 firm\u0119, gdy utraci ona wi\u0119cej ni\u017c po\u0142ow\u0119 kapita\u0142u z powodu strat w dzia\u0142alno\u015bci. To, w du\u017cym skr\u00f3cie, warunek, po spe\u0142nieniu kt\u00f3rego z udogodnie\u0144 zawartych w ustawie Prawo restrukturyzacyjne b\u0119d\u0105 mogli skorzysta\u0107 przedsi\u0119biorcy z sektora MSP. Ma by\u0107 do niej wprowadzony nowelizacj\u0105, kt\u00f3rej projekt ju\u017c zosta\u0142 skierowany do konsultacji i uzgodnie\u0144 mi\u0119dzyresortowych. Zaproponowano, aby po uchwaleniu nowela wesz\u0142a w \u017cycie po 14 dniach od publikacji w Dzienniku Ustaw. Projekt powsta\u0142 w Ministerstwie Sprawiedliwo\u015bci (MS) i jest odpowiedzi\u0105 na zastrze\u017cenia Komisji Europejskiej (KE) postawione w trakcie notyfikowania programu pomocowego przewiduj\u0105cego udzielanie pomocy dla ratowania i restrukturyzacji ma\u0142ych i \u015brednich przedsi\u0119biorc\u00f3w. Na program ten sk\u0142adaj\u0105 si\u0119 wspomniana ustawa oraz rozporz\u0105dzenie ministra skarbu pa\u0144stwa z 2015 r. w sprawie pomocy publicznej udzielanej w obu tych celach. Nie czekaj\u0105c na notyfikacj\u0119 Takie wsparcie z pieni\u0119dzy publicznych jest przewidziane w Prawie restrukturyzacyjnym obowi\u0105zuj\u0105cym w Polsce od 1 stycznia 2016 r., jednak jego przepisy nie s\u0105 w pe\u0142ni zgodne z wytycznymi unijnymi. Ich nowelizacja pozwoli udziela\u0107 pomocy publicznej na restrukturyzacj\u0119 przedsi\u0119biorstw znajduj\u0105cych si\u0119 w trudnej sytuacji bez konieczno\u015bci indywidualnej notyfikacji KE. Na t\u0119 akceptacj\u0119 trzeba d\u0142ugo czeka\u0107. Jak podaje MS, taka procedura trwa 15 miesi\u0119cy i w praktyce oznacza niemo\u017cno\u015b\u0107 przeprowadzenia skutecznej restrukturyzacji ze wsparciem pa\u0144stwa. \u2014 Projektowana nowela nie wprowadza zwolnienia z notyfikacji indywidualnej, ale umo\u017cliwia zastosowanie tego zwolnienia w praktyce. Jest to wi\u0119c zmiana wa\u017cna, gdy\u017c mali i \u015bredni przedsi\u0119biorcy nie b\u0119d\u0105 musieli sk\u0142ada\u0107 wniosku do Komisji Europejskiej i czeka\u0107 ponad rok na jego rozpatrzenie. Gdyby to by\u0142o konieczne, mo\u017cliwo\u015b\u0107 otrzymania pomocy przez te przedsi\u0119biorstwa by\u0142aby czysto teoretyczna, gdy\u017c wi\u0105za\u0142aby si\u0119 ze zbyt du\u017cymi kosztami i czasem oczekiwania, kt\u00f3rego takie przedsi\u0119biorstwa mog\u0142yby realnie nie przetrwa\u0107 \u2014 twierdzi Magdalena Kasiarz-Lewandowska, adwokat w Kancelarii EY Law. Zgodnie z obecnymi przepisami, pomoc publiczna na restrukturyzacj\u0119 mo\u017ce by\u0107 udzielona, je\u017celi wysoko\u015b\u0107 niepokrytych strat przekracza kapita\u0142 zapasowy i 50 proc. kapita\u0142u zak\u0142adowego w sp\u00f3\u0142ce kapita\u0142owej lub komandytowo-akcyjnej oraz je\u017celi wysoko\u015b\u0107 niepokrytych strat przekracza 50 proc. warto\u015bci wszystkich udzia\u0142\u00f3w w sp\u00f3\u0142ce osobowej. Wed\u0142ug wytycznych unijnych suma strat z lat ubieg\u0142ych i wszystkich pozosta\u0142ych element\u00f3w funduszy w\u0142asnych musi by\u0107 kwot\u0105 ujemn\u0105 przekraczaj\u0105c\u0105 po\u0142ow\u0119 subskrybowanego kapita\u0142u podstawowego, a w przypadku sp\u00f3\u0142ki osobowej wi\u0119cej ni\u017c po\u0142owa kapita\u0142u musi by\u0107 utracona wskutek poniesionych strat. W projektowanej nowelizacji przyj\u0119to dla wszystkich rodzaj\u00f3w sp\u00f3\u0142ek taki sam spos\u00f3b obliczenia wska\u017anika istotnego dla udzielenia pomocy publicznej. Podstawowe za\u0142o\u017cenie jest takie, \u017ce przedsi\u0119biorca kwalifikuj\u0105cy si\u0119 do wsparcia utraci\u0142 wi\u0119cej ni\u017c po\u0142ow\u0119 kapita\u0142u. W projekcie doprecyzowano, \u017ce szczeg\u00f3lnie chodzi o sytuacj\u0119, gdy suma zysku (strat) z lat ubieg\u0142ych, zysku (straty) netto w danym roku obrotowym, kapita\u0142u zapasowego, kapita\u0142u z aktualizacji wyceny i pozosta\u0142ych kapita\u0142\u00f3w (funduszy) rezerwowych jest ujemna i jej warto\u015b\u0107 bezwzgl\u0119dna jest wy\u017csza ni\u017c 50 proc. kapita\u0142u (funduszu) podstawowego. Preferencyjne finansowanie Pomoc publiczna bez konieczno\u015bci notyfikacji oznacza istotne dla firmy uzyskanie preferencyjnego finansowania dzia\u0142alno\u015bci w trakcie post\u0119powania restrukturyzacyjnego, zw\u0142aszcza \u017ce ma\u0142ym i \u015brednim przedsi\u0119biorcom bardzo trudno zdoby\u0107 jakiekolwiek dodatkowe finansowanie, co jest jedn\u0105 z g\u0142\u00f3wnych przyczyn niepowodze\u0144 restrukturyzacji. \u2014 Problemy z finansowaniem maj\u0105 wszystkie przedsi\u0119biorstwa w restrukturyzacji, jednak ma\u0142e narzekaj\u0105 na utrudniony dost\u0119p do niego \u2014 przyznaje te\u017c Maciej Pietrzak, doradca restrukturyzacyjny i prokurent w PMR Restrukturyzacje. \u2014 Ich problem nie jest istotny np. dla wierzyciela finansuj\u0105cego, wi\u0119c z regu\u0142y jest on bardziej radykalny, mniej skory do negocjacji i koncyliacji. Pomoc publiczna zamiast tego by\u0142aby nieoceniona dla ratowania polskich przedsi\u0119biorstw i tworzonych przez nie miejsc pracy \u2014 dodaje doradca z PMR Restrukturyzacje. W jego ocenie projektowane zmiany zwi\u0119kszaj\u0105 mo\u017cliwo\u015b\u0107 finansowania dzia\u0142a\u0144 restrukturyzacyjnych w sektorze MSP.\u2014 To warunek konieczny. Nie ma restrukturyzacji bez finansowania, tak jak nie ma skutecznego leczenia pacjent\u00f3w bez pieni\u0119dzy na leki \u2014 m\u00f3wi Maciej Pietrzak. Materia\u0142 ukaza\u0142 si\u0119 w serwisie pulsbiznesu.pl: dnia 9 lutego 2017: \u00bb Restrukturyzacje z zastrzykiem od pa\u0144stwa<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5792","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5792"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5792\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5792"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}