{"id":5793,"date":"2017-03-08T08:11:43","date_gmt":"2017-03-08T07:11:43","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/firmy-w-restrukturyzacji-maja-trudnosci-z-uzyskaniem-kredytu\/"},"modified":"2025-01-27T16:30:27","modified_gmt":"2025-01-27T16:30:27","slug":"companies-undergoing-restructuring-have-difficulty-obtaining-credit","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/companies-undergoing-restructuring-have-difficulty-obtaining-credit\/","title":{"rendered":"Companies in restructuring find it difficult to obtain credit"},"content":{"rendered":"

Lack of confidence in companies 'in recovery' is not conducive to their rescue, say advisers.<\/p>\n

Many restructurings initiated last year have ended in failure. This is despite the new restructuring law introduced in January 2016, which gives priority to remedial actions aimed at saving companies before bankruptcy<\/a>. Companies undergoing restructuring<\/a> they can apply for public aid, take part in tenders, and banks can no longer terminate previously concluded credit agreements. There is no talk of new credits, which results from practice, not regulations.<\/p>\n

Business organizations report that sometimes financial institutions even use force to collect debts, disregarding the damage to the assets of companies and creditors. In the opinion of restructuring advisors in There is still a lot of distrust towards companies in Poland.<\/a>, which undertake a recovery program. This may be due to the fact that decisions on recovery are made at the time of loss of financial liquidity. They emphasize, however, that the company is undergoing restructuring for this reason<\/a>, so that it can continue to operate under court supervision and earn money to refinance and repay liabilities.<\/p>\n

\n\u2014 There are still many barriers to be eliminated in this area, perhaps only mental ones. However, it may be worth noticing in entrepreneurs who voluntarily submit to court supervision in order to save companies and jobs<\/a>, not only debtors, but also entrepreneurs - says Ma\u0142gorzata Anisimowicz, president of PMR Restrukturyzacje.\n<\/div>\n
\nThe material appeared in the newspaper Puls Biznesu:
\n<\/b>
\n6 March 2017:
\n\" In restructuring, credit is not easy to come by<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"

Brak zaufania do przedsi\u0119biorstw „w naprawie” nie sprzyja ich ratowaniu \u2014 m\u00f3wi\u0105 doradcy. Wiele restrukturyzacji rozpocz\u0119tych w ubieg\u0142ym roku ko\u0144czy si\u0119 niepowodzeniem. Dzieje si\u0119 tak mimo wprowadzonego w styczniu 2016 r. nowego prawa restrukturyzacyjnego, daj\u0105cego pierwsze\u0144stwo dzia\u0142aniom naprawczym, maj\u0105cym ocali\u0107 firmy przed upad\u0142o\u015bci\u0105. Firmy w restrukturyzacji mog\u0105 ubiega\u0107 si\u0119 o pomoc publiczn\u0105, bra\u0107 udzia\u0142 w przetargach, a banki nie mog\u0105 ju\u017c im wypowiada\u0107 wcze\u015bniej zawartych um\u00f3w kredytowych. O nowych kredytach raczej nie ma mowy, co wynika z praktyki, a nie z przepis\u00f3w. Organizacje przedsi\u0119biorc\u00f3w sygnalizuj\u0105, \u017ce niekiedy instytucje finansowe wr\u0119cz si\u0142owo dokonuj\u0105 windykacji, nie zwa\u017caj\u0105c na szkody w maj\u0105tku firm i wierzycieli. W ocenie doradc\u00f3w restrukturyzacyjnych w Polsce panuje wci\u0105\u017c du\u017ca nieufno\u015b\u0107 wobec firm, kt\u00f3re podejmuj\u0105 program naprawczy. Mo\u017ce ona wynika\u0107 z tego, \u017ce decyzje o naprawie zapadaj\u0105 w chwili utraty p\u0142ynno\u015bci finansowej. Podkre\u015blaj\u0105 jednak, \u017ce przedsi\u0119biorstwo po to jest poddawane restrukturyzacji, aby pod nadzorem s\u0105du mog\u0142o dalej dzia\u0142a\u0107 i zarabia\u0107 na refinansowanie i sp\u0142at\u0119 zobowi\u0105za\u0144. \u2014 Jest jeszcze wiele barier do zlikwidowania w tej dziedzinie, by\u0107 mo\u017ce wy\u0142\u0105cznie mentalnych. Mo\u017ce warto jednak dostrzec w przedsi\u0119biorcach, kt\u00f3rzy dobrowolnie poddaj\u0105 si\u0119 nadzorowi s\u0105dowemu, by ratowa\u0107 firmy i miejsca pracy, nie tylko d\u0142u\u017cnik\u00f3w, ale w\u0142a\u015bnie przedsi\u0119biorc\u00f3w \u2014 m\u00f3wi Ma\u0142gorzata Anisimowicz, prezes PMR Restrukturyzacje. Materia\u0142 ukaza\u0142 si\u0119 w gazecie Puls Biznesu: dnia 6 marca 2017: \u00bb W restrukturyzacji nie\u0142atwo o kredyt<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5793","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5793"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5793\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5793"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}