{"id":5793,"date":"2017-03-08T08:11:43","date_gmt":"2017-03-08T07:11:43","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/firmy-w-restrukturyzacji-maja-trudnosci-z-uzyskaniem-kredytu\/"},"modified":"2025-01-27T16:30:27","modified_gmt":"2025-01-27T16:30:27","slug":"companies-undergoing-restructuring-have-difficulty-obtaining-credit","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/companies-undergoing-restructuring-have-difficulty-obtaining-credit\/","title":{"rendered":"Companies in restructuring find it difficult to obtain credit"},"content":{"rendered":"<p>Lack of confidence in companies 'in recovery' is not conducive to their rescue, say advisers.<\/p>\n<p>Many restructurings initiated last year have ended in failure. This is despite the new restructuring law introduced in January 2016, which gives priority to remedial actions aimed at saving <a href=\"https:\/\/pmrsa.pl\/en\/can-companies-afford-bankruptcy\/\"  data-wpil-monitor-id=\"210\">companies before bankruptcy<\/a>. <a href=\"https:\/\/pmrsa.pl\/en\/the-fourth-wave-of-covid-19-and-the-wave-of-company-restructuring\/\"  data-wpil-monitor-id=\"590\">Companies undergoing restructuring<\/a> they can apply for public aid, take part in tenders, and banks can no longer terminate previously concluded credit agreements. There is no talk of new credits, which results from practice, not regulations.<\/p>\n<p>Business organizations report that sometimes financial institutions even use force to collect debts, disregarding the damage to the assets of companies and creditors. In the opinion of restructuring advisors in <a href=\"https:\/\/pmrsa.pl\/en\/despite-the-crisis-companies-in-poland-do-not-give-up-on-investing-in-it\/\"  data-wpil-monitor-id=\"459\">There is still a lot of distrust towards companies in Poland.<\/a>, which undertake a recovery program. This may be due to the fact that decisions on recovery are made at the time of loss of financial liquidity. They emphasize, however, that <a href=\"https:\/\/pmrsa.pl\/en\/employees-and-enterprise-restructuring\/\"  data-wpil-monitor-id=\"587\">the company is undergoing restructuring for this reason<\/a>, so that it can continue to operate under court supervision and earn money to refinance and repay liabilities.<\/p>\n<div class=\"ramka1\">\n\u2014 There are still many barriers to be eliminated in this area, perhaps only mental ones. However, it may be worth noticing in entrepreneurs who voluntarily submit to court supervision in order to save companies and <a href=\"https:\/\/pmrsa.pl\/en\/employees-and-restructuring-how-to-maintain-jobs\/\"  data-wpil-monitor-id=\"588\">jobs<\/a>, not only debtors, but also entrepreneurs - says Ma\u0142gorzata Anisimowicz, president of PMR Restrukturyzacje.\n<\/div>\n<div class=\"stopka1\">\n<b>The material appeared in the newspaper Puls Biznesu:<br \/>\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/07\/pbpl.png\" title=\"\"><\/b><br \/>\n6 March 2017:<br \/>\n<a class=\"alink\" href=\"\/en\/download\/media\/20170306_pb_wrestrukturyzacji_kredyt.pdf\/\">\" In restructuring, credit is not easy to come by<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Brak zaufania do przedsi\u0119biorstw &#8222;w naprawie&#8221; nie sprzyja ich ratowaniu \u2014 m\u00f3wi\u0105 doradcy. Wiele restrukturyzacji rozpocz\u0119tych w ubieg\u0142ym roku ko\u0144czy [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5793","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"author_category":"","first_name":"Zesp\u00f3\u0142 PMR","last_name":"","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5793","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5793"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5793\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5793"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5793"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5793"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5793"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}