{"id":5806,"date":"2017-05-09T10:26:41","date_gmt":"2017-05-09T08:26:41","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/banki-zaczynaja-wierzyc-w-sukces-restrukturyzacji-2\/"},"modified":"2025-01-31T18:21:43","modified_gmt":"2025-01-31T18:21:43","slug":"banks-are-starting-to-believe-in-the-success-of-restructuring-2","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/banks-are-starting-to-believe-in-the-success-of-restructuring-2\/","title":{"rendered":"Banks are beginning to believe in the success of restructuring"},"content":{"rendered":"<p>Such a positive example is Fiten SA, which has been in sanitation proceedings since August 2016. The company's management board, together with its administrator, the law firm PMR Restrukturyzacje SA, reached an agreement in mid-April this year with the company's financing banks - ING Bank \u015al\u0105ski and mBank. It signed two agreements with them - for a revolving loan of PLN 3 million and a working capital loan of PLN 500 thousand.<\/p>\n<div class=\"ramka1\">- <a href=\"https:\/\/pmrsa.pl\/en\/fiten-conclusion-of-an-agreement-with-banks-financing-the-company\/\"  data-wpil-monitor-id=\"1410\">Conclusion of an agreement with banks<\/a> and obtaining further financing is key to the success of the restructuring process. It shows that financial institutions trust the company and believe that it will manage to get out of trouble and implement the restructuring plan \u2013 says Ma\u0142gorzata Anisimowicz, president of the PMR law firm <a href=\"https:\/\/pmrsa.pl\/en\/what-is-restructuring\/\"  data-wpil-monitor-id=\"1263\">Restructuring<\/a> SA.<\/div>\n<p>As restructuring advisors admit, contrary to the provisions of the new act on <a href=\"https:\/\/pmrsa.pl\/en\/instead-of-bankruptcy-restructuring\/\"  data-wpil-monitor-id=\"554\">restructuring banks instead<\/a> help a debt-ridden company to recover, they often refuse to provide it with previously granted loans. Although such actions are not in accordance with the new law, <a href=\"https:\/\/pmrsa.pl\/en\/entrepreneurs-still-do-not-use-restructuring-tools\/\">entrepreneurs do not have effective tools<\/a> to defend against such practices.<\/p>\n<p>One of the main <a href=\"https:\/\/pmrsa.pl\/en\/debt-restructuring-is-a-cure-for-companies-problems\/\"  data-wpil-monitor-id=\"2001\">company problems<\/a>, which have benefited from the new act on restructuring law, in force since 1 January 2016, is to obtain refinancing. Although the new regulations do not allow banks to terminate contracts with companies that have been granted the status of a commercial court <a href=\"https:\/\/pmrsa.pl\/en\/restructuring-as-a-salvation-for-companies-from-lower-silesia\/\"  data-wpil-monitor-id=\"875\">companies undergoing restructuring<\/a>, it often happens that banks terminate existing agreements, reduce credit limits, and obtaining new funds borders on a miracle.<\/p>\n<div class=\"stopka1\"><b>The material appeared on forumfirm.co.uk:<br \/>\n<img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/07\/forumfirmpl.png\" title=\"\"><\/b><br \/>\n27 April 2017:<br \/>\n<a class=\"alink\" href=\"http:\/\/www.forumfirm.pl\/wiadomosci\/11D:d3925.p1\" target=\"_blank\" rel=\"noopener\">\" Banks are beginning to believe in the success of restructuring<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Takim pozytywnym przyk\u0142adem jest sp\u00f3\u0142ka Fiten SA, kt\u00f3ra znajduje si\u0119 w trakcie post\u0119powania sanacyjnego od sierpnia 2016 roku. Zarz\u0105d sp\u00f3\u0142ki [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_ppma_block_editor_authors":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5806","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"author_category":"","first_name":"Zesp\u00f3\u0142 PMR","last_name":"","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5806"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5806\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5806"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}