{"id":5806,"date":"2017-05-09T10:26:41","date_gmt":"2017-05-09T08:26:41","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/banki-zaczynaja-wierzyc-w-sukces-restrukturyzacji-2\/"},"modified":"2025-01-31T18:21:43","modified_gmt":"2025-01-31T18:21:43","slug":"banks-are-starting-to-believe-in-the-success-of-restructuring-2","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/banks-are-starting-to-believe-in-the-success-of-restructuring-2\/","title":{"rendered":"Banks are beginning to believe in the success of restructuring"},"content":{"rendered":"

Such a positive example is Fiten SA, which has been in sanitation proceedings since August 2016. The company's management board, together with its administrator, the law firm PMR Restrukturyzacje SA, reached an agreement in mid-April this year with the company's financing banks - ING Bank \u015al\u0105ski and mBank. It signed two agreements with them - for a revolving loan of PLN 3 million and a working capital loan of PLN 500 thousand.<\/p>\n

- Conclusion of an agreement with banks<\/a> and obtaining further financing is key to the success of the restructuring process. It shows that financial institutions trust the company and believe that it will manage to get out of trouble and implement the restructuring plan \u2013 says Ma\u0142gorzata Anisimowicz, president of the PMR law firm Restructuring<\/a> SA.<\/div>\n

As restructuring advisors admit, contrary to the provisions of the new act on restructuring banks instead<\/a> help a debt-ridden company to recover, they often refuse to provide it with previously granted loans. Although such actions are not in accordance with the new law, entrepreneurs do not have effective tools<\/a> to defend against such practices.<\/p>\n

One of the main company problems<\/a>, which have benefited from the new act on restructuring law, in force since 1 January 2016, is to obtain refinancing. Although the new regulations do not allow banks to terminate contracts with companies that have been granted the status of a commercial court companies undergoing restructuring<\/a>, it often happens that banks terminate existing agreements, reduce credit limits, and obtaining new funds borders on a miracle.<\/p>\n

The material appeared on forumfirm.co.uk:
\n<\/b>
\n27 April 2017:
\n\" Banks are beginning to believe in the success of restructuring<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Takim pozytywnym przyk\u0142adem jest sp\u00f3\u0142ka Fiten SA, kt\u00f3ra znajduje si\u0119 w trakcie post\u0119powania sanacyjnego od sierpnia 2016 roku. Zarz\u0105d sp\u00f3\u0142ki wsp\u00f3lnie z zarz\u0105dc\u0105, kt\u00f3rym jest kancelaria PMR Restrukturyzacje SA, zawar\u0142 w po\u0142owie kwietnia tego roku porozumienie z bankami finansuj\u0105cymi sp\u00f3\u0142k\u0119 \u2013 ING Bank \u015al\u0105ski oraz mBank. Podpisa\u0142 z nimi dwie umowy \u2013 o kredyt odnawialny na kwot\u0119 3 mln z\u0142 oraz kredyt obrotowy na kwot\u0119 500 tys. z\u0142. \u2013 Zawarcie porozumienia z bankami oraz uzyskanie dalszego finansowania jest kluczem do powodzenia procesu restrukturyzacji. \u015awiadczy o tym, \u017ce instytucje finansowe maj\u0105 zaufanie do firmy i wierz\u0105, \u017ce uda jej si\u0119 wyj\u015b\u0107 z k\u0142opot\u00f3w oraz zrealizowa\u0107 plan restrukturyzacji \u2013 uwa\u017ca Ma\u0142gorzata Anisimowicz, prezes kancelarii PMR Restrukturyzacje SA. Jak przyznaj\u0105 doradcy restrukturyzacyjni, wbrew przepisom nowej ustawy o restrukturyzacji banki zamiast pom\u00f3c zad\u0142u\u017conej firmie w naprawie, cz\u0119sto odmawiaj\u0105 jej udost\u0119pnienia wcze\u015bniej przyznanych kredyt\u00f3w. Chocia\u017c takie dzia\u0142ania nie s\u0105 zgodne z nowym prawem, przedsi\u0119biorcy nie maj\u0105 skutecznych narz\u0119dzi do obrony przed takimi praktykami. Jednym z g\u0142\u00f3wnych problem\u00f3w firm, kt\u00f3re skorzysta\u0142y z nowej ustawy o prawie restrukturyzacyjnym, obowi\u0105zuj\u0105cej od 1 stycznia 2016 roku, jest uzyskanie refinansowania. Chocia\u017c nowe przepisy nie pozwalaj\u0105 bankom na wypowiadanie um\u00f3w wobec firm, kt\u00f3rym s\u0105d gospodarczy przyzna\u0142 status firmy w restrukturyzacji, zdarza si\u0119 cz\u0119sto, \u017ce banki wypowiadaj\u0105 dotychczasowe umowy, ograniczaj\u0105 limity kredytowe, a pozyskanie nowych funduszy graniczy niemal z cudem. Materia\u0142 ukaza\u0142 si\u0119 w serwisie forumfirm.pl: dnia 27 kwietnia 2017: \u00bb Banki zaczynaj\u0105 wierzy\u0107 w sukces restrukturyzacji<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5806","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5806"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5806\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5806"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}