{"id":5814,"date":"2017-07-20T09:57:57","date_gmt":"2017-07-20T07:57:57","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/kryptowaluty-zalecana-ostroznosc\/"},"modified":"2025-01-31T18:08:33","modified_gmt":"2025-01-31T18:08:33","slug":"cryptocurrencies-caution-advised","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/cryptocurrencies-caution-advised\/","title":{"rendered":"Cryptocurrencies - advised caution"},"content":{"rendered":"

As PMR Restructuring SA reported at the beginning of July, bitcoin has recently been running at record levels of popularity. However, it is being followed on its heels by another virtual currency, ether.<\/p>\n

\n\"Polish entrepreneurs are increasingly choosing to invest in new currencies,\" estimates PMR Restructuring.\n<\/div>\n

The price of one bitcoin is currently around $2565, but has fallen. One Ether is approx. 10 times cheaper, but its rate is rising rapidly. Analysts also note that the world of virtual currencies is highly volatile, so the chaser may soon chase the bunny.<\/p>\n

\"Money\" is characterised by large daily fluctuations, so those who keep up to date with the exchange rate and have the time to do so can make money from it. On the other hand, investing in such a quasi-currency involves a huge amount of risk.<\/p>\n

\n- A lot. companies around the world<\/a> every year it falls into the trap of investing its free funds, and even worse, operating resources or shareholders\u2019 money in unstable currencies, precious metals and other raw materials \u2013 says Ma\u0142gorzata Anisimowicz, restructuring advisor at PMR Restrukturyzacje SA. \u2013 These are often family businesses that have been on the market for generations, whose activities are completely unrelated to the currency, raw material or securities exchange, and whose lack of experience and risk awareness leads to the brink of bankruptcy.\n<\/div>\n

The creators of these cryptocurrencies claim that it is safe to invest in them. Among other things, this is because operations are performed by programmes rather than humans. They are also decentralised. Security is supposed to be enhanced by the cryptographic technologies used. Bitcoin is, however, infamous for speculative activities using it.<\/p>\n

\n\"Not surprisingly, these currencies are attracting many investors, including traders. Some are cashing in on the high volatility of the currency, while others are betting on the long-term zits, hoping that the exchange rate of both currencies will keep rising,\" according to PMR Restructuring SA.\n<\/div>\n

Although for the time being there are not many of them in Poland (a few dozen), the number of shops and points where one can pay with virtual money is increasing. According to PMR Restrukturyzacje SA, bitcoin can already be used to make transactions at e.g. Medicover Hospital, to top up a card or an account of a number of mobile phone operators. There are also several points in Szczecin that accept virtual money.<\/p>\n

\n\"It is much better with online payments. You can pay for almost anything with cryptocurrency using payment operators such as InPay. The advantages of paying in this currency are the speed of the transaction, the low cost and the fact that you do not have to share your personal data,\" - PMR Restructuring explains.\n<\/div>\n

However, computerised currencies have recently worried two Polish institutions, the NBP and the KNF, which have issued a special communiqu\u00e9. In it, they warn potential users of the risks associated with virtual 'currencies' such as bitcoin, litecoin, ether, among others.<\/p>\n

\nThe material appeared in the Kurier Szczecinski newspaper:
\n<\/b>
\n13 July 2017:
\n\" Caution with cryptocurrency<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"

Jak informowa\u0142 na pocz\u0105tku lipca PMR Restrukturyzacje SA, bitcoin bie ostatnio rekordy popularno\u015bci. Jednak po pi\u0119tach depcze mu inna wirtualna waluta – ether. „Polscy przedsi\u0119biorcy coraz cz\u0119\u015bciej decyduj\u0105 si\u0119 na inwestycje w nowe waluty” – ocenia PMR Restrukturyzacje. Cena jednego bitcoina wynosi obecnie ok. 2565 dolar\u00f3w, ale spad\u0142a. Jeden ether jest ok. 10 razy ta\u0144szy, ale jego kurs szybko ro\u015bnie. Analitycy zauwa\u017caj\u0105 te\u017c, \u017ce \u015bwiat wirtualnych walut jest bardzo niestabilny, wi\u0119c goni\u0105cy mo\u017ce wkr\u00f3tce przegoni\u0107 kr\u00f3liczka. „Pieni\u0105dze” te charakteryzuj\u0105 si\u0119 du\u017cymi dziennymi wahaniami, zatem mog\u0105 na nich zarobi\u0107 ci, kt\u00f3rzy na bie\u017c\u0105co \u015bledz\u0105 kurs i maj\u0105 na to czas. Z drugiej strony inwestowanie w tak\u0105 niby-walut\u0119 wi\u0105\u017ce si\u0119 z ogromnym ryzykiem. – Bardzo wiele firm na ca\u0142ym \u015bwiecie co roku wpada w pu\u0142apk\u0119 inwestowania swoich wolnych \u015brodk\u00f3w, a co gorsza, r\u00f3wnie\u017c zasob\u00f3w operacyjnych czy pieni\u0119dzy udzia\u0142owc\u00f3w w niestabilne waluty, kruszce oraz inne surowce – m\u00f3wi Ma\u0142gorzata Anisimowicz, doradca restrukturyzacyjny w kancelarii PMR Restrukturyzacje SA. – Cz\u0119sto s\u0105 to tak\u017ce firmy rodzinne, istniej\u0105ce na rynku od pokole\u0144, kt\u00f3rych dzia\u0142ania s\u0105 zupe\u0142nie niezwi\u0105zane z gie\u0142d\u0105 walut, surowc\u00f3w czy papier\u00f3w warto\u015bciowych, a kt\u00f3rych brak do\u015bwiadczenia i \u015bwiadomo\u015bci ryzyka doprowadza na skraj bankructwa. Tw\u00f3rcy tych kryptowalut twierdz\u0105, \u017ce inwestowanie w nie jest bezpieczne. M.in. dlatego, \u017ce operacje wykonuj\u0105 nie ludzie, lecz programy. S\u0105 te\u017c one zdecentralizowane. Bezpiecze\u0144stwo maj\u0105 wzmacnia\u0107 zastosowane technologie kryptograficzne. Bitcoinowi z\u0142\u0105 s\u0142aw\u0119 przynosz\u0105 jednak dzia\u0142ania spekulacyjne z jego u\u017cyciem. „Nic dziwnego, \u017ce waluty te przyci\u0105gaj\u0105 wielu inwestor\u00f3w, w tym tak\u017ce przedsi\u0119biorc\u00f3w. Niekt\u00f3rzy z nich zarabiaj\u0105 na wysokiej zmienno\u015bci waluty, inni stawiaj\u0105 na d\u0142ugoterminowe zytski, licz\u0105c na to, \u017ce kurs obu walut b\u0119dzie stale r\u00f3s\u0142” – ocenia PMR Restrukturyzacje SA. Cho\u0107 na razie w Polsce jest ich niewiele (kilkadziesi\u0105t), to jednak wzrasta liczba sklep\u00f3w i punkt\u00f3w, w kt\u00f3rych mo\u017cna zap\u0142aci\u0107 wirtualnym pieni\u0105dzem. Wed\u0142ug PMR Restrukturyzacje SA bitcoinami mo\u017cna ju\u017c dokona\u0107 transakcji np. w szpitalu Medicover, do\u0142adowa\u0107 kart\u0119 lub konto paru operator\u00f3w telefonii kom\u00f3rkowej. Tak\u017ce w Szczecinie jest kilka punkt\u00f3w, kt\u00f3re akceptuj\u0105 wirtualny pieni\u0105dz. „Znacznie lepiej jest z p\u0142atno\u015bciami online. Kryptowalut\u0105 mo\u017cna zap\u0142aci\u0107 niemal za wszystko za pomoc\u0105 operator\u00f3w p\u0142atniczych takich jak np. InPay. Zalet\u0105 p\u0142acenia w tej walucie jest szybko\u015b\u0107 transakcji, niski koszt i brak konieczno\u015bci udost\u0119pniania swoich danych osobowych” – t\u0142umaczy PMR Restrukturyzacje. Jednak komputerow\u0105 walut\u0105 zaniepokoi\u0142y si\u0119 ostatnio dwie polskie instytucje – NBP i KNF, kt\u00f3re wyda\u0142y specjalny komunikat. Ostrzegaj\u0105 w nim potencjalnych u\u017cytkownik\u00f3w przed ryzykami zwi\u0105zanymi z „walutami” wirtualnymi takimi jak m.in. bitcoin, litecoin, ether. Materia\u0142 ukaza\u0142 si\u0119 w gazecie Kurier Szczecinski: dnia 13 lipca 2017: \u00bb Ostro\u017cnie z kryptowalut\u0105<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5814","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5814","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5814"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5814\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5814"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5814"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5814"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5814"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}