{"id":5819,"date":"2017-09-22T14:00:00","date_gmt":"2017-09-22T12:00:00","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/niewyplacalni-beda-jawni\/"},"modified":"2025-01-31T18:03:18","modified_gmt":"2025-01-31T18:03:18","slug":"the-insolvent-will-be-public","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/the-insolvent-will-be-public\/","title":{"rendered":"Insolvent will be open"},"content":{"rendered":"

Companies facing restructuring or bankruptcy proceedings will be entered into the National Debtors Register (KRZ), which is due to be launched in February 2019. It will also include consumer bankruptcies, as well as people who are in arrears with maintenance.<\/p>\n

According to the draft act on the KRZ, which the Ministry of Justice (MS) is currently consulting with other ministries and social organizations, including entrepreneurs, the future register is to be open to everyone. Interested parties will learn from it when the company filed an application to initiate restructuring proceedings<\/a>, which court is handling the case, what is its reference number and who is the restructuring administrator. It will also be possible to find out the list of receivables, the composition of the bankruptcy estate and the creditor repayment plan.<\/p>\n

Over the Internet<\/b><\/p>\n

The draft law provides for the mandatory filing of pleadings and documents related to proceedings and their updates exclusively by electronic means. Also, court decisions will be published in the ICT system and there will be no postal delivery. This is intended to limit paper correspondence and shorten the time between the resolution of a case and its arrival at the addressee.<\/p>\n

These procedures should improve the work of district courts and their commercial divisions conducting restructuring and bankruptcy proceedings, reduce their costs and speed up the processes of repairing companies<\/a>. Courts and entrepreneurs will no longer be required to publish notices and announcements in the Court and Economic Monitor.<\/p>\n

Despite many positive aspects of the announced mode of operation of the KRZ and its transparency, doubts arise as to the entry into one register on the same principles. companies in repair<\/a> and dishonest debtors.<\/p>\n

\u2013 Without any particularly clear distinction, it includes those who have not paid their debts for years and are running away from the bailiff, and those who, through no fault of their own, have fallen into debt and have been forced into bankruptcy. The same group will also include companies in during restructuring<\/a>, which are, for example, only threatened with insolvency or even have entered into an arrangement with creditors and are repaying debts. This may stigmatize entrepreneurs again and make it difficult for them to obtain, for example, trade or bank loans for further development
\n\u2013 Ma\u0142gorzata Anisimowicz points out, restructuring advisor<\/a> at the PMR Restructuring law firm.\n<\/div>\n
\nThe material appeared in Gazeta Puls Biznesu:
\n<\/b>
\n21 September 2017:
\n\" Insolvent will be open<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"

Firmy, wobec kt\u00f3rych prowadzone s\u0105 post\u0119powania restrukturyzacyjne czy upad\u0142o\u015bciowe, b\u0119d\u0105 trafia\u0107 do Krajowego Rejestru Zad\u0142u\u017conych (KRZ), kt\u00f3ry ma ruszy\u0107 w lutym 2019r. B\u0119d\u0105 do niego wpisywane tak\u017ce upad\u0142o\u015bci konsumenckie, a tak\u017ce osoby zalegaj\u0105ce z alimentami. Wed\u0142ug projektu ustawy o KRZ, kt\u00f3ry Ministerstwo Sprawiedliwo\u015bci (MS) konsultuje obecnie z innymi resortami i organizacjami spo\u0142ecznymi, w tym przedsi\u0119biorc\u00f3w, przysz\u0142y rejestr ma by\u0107 jawny dla ka\u017cdego. Zainteresowani dowiedz\u0105 si\u0119 z niego, kiedy firma z\u0142o\u017cy\u0142a wniosek o wszcz\u0119cie post\u0119powania restrukturyzacyjnego, kt\u00f3ry s\u0105d prowadzi spraw\u0119, jak\u0105 ma ona sygnatur\u0119 i kto jest zarz\u0105dc\u0105 restrukturyzacyjnym. B\u0119dzie te\u017c mo\u017cna pozna\u0107 spis wierzytelno\u015bci, sk\u0142ad masy upad\u0142o\u015bciowej i plan sp\u0142aty wierzycieli. Przez internet Projektowana ustawa zak\u0142ada obowi\u0105zkowe wnoszenie pism procesowych i dokument\u00f3w zwi\u0105zanych z post\u0119powaniami oraz ich aktualizacji wy\u0142\u0105cznie drog\u0105 elektroniczn\u0105. R\u00f3wnie\u017c orzeczenia s\u0105d\u00f3w b\u0119d\u0105 publikowane w systemie teleinformatycznym, ponadto nie b\u0119dzie dor\u0119cze\u0144 pocztowych. Ma to s\u0142u\u017cy\u0107 ograniczeniu korespondencji papierowej i skr\u00f3ceniu czasu mi\u0119dzy rozstrzygni\u0119ciem sprawy, a jego dotarciem do adresata. Te procedury powinny usprawni\u0107 prac\u0119 s\u0105d\u00f3w rejonowych i ich wydzia\u0142\u00f3w gospodarczych prowadz\u0105cych post\u0119powania restrukturyzacyjne i upad\u0142o\u015bciowe, zmniejszy\u0107 ich koszty i przyspieszy\u0107 procesy naprawy firm. S\u0105dy i przedsi\u0119biorcy nie b\u0119d\u0105 ju\u017c musieli publikowa\u0107 obwieszcze\u0144 oraz og\u0142osze\u0144 w Monitorze S\u0105dowym i Gospodarczym. Mimo wielu pozytyw\u00f3w dostrzeganych w zapowiadanym trybie dzia\u0142ania KRZ i jego jawno\u015bci, pojawiaj\u0105 si\u0119 w\u0105tpliwo\u015bci co do wpisywania do jednego rejestru na tych samych zasadach firm w naprawie oraz nieuczciwych d\u0142u\u017cnik\u00f3w. – Bez szczeg\u00f3lnie wyra\u017anego rozr\u00f3\u017cnienia pojawia si\u0119 w nim ci, kt\u00f3rzy od lat nie sp\u0142acaj\u0105 d\u0142ug\u00f3w i uciekaj\u0105 przed komornikiem, oraz ci, kt\u00f3rzy nie ze swojej winy popadli w zad\u0142u\u017cenie i zostali zmuszeni do upad\u0142o\u015bci. W tym samym gronie znajd\u0105 si\u0119 te\u017cfirmy w trakcie restrukturyzacji, kt\u00f3re s\u0105 np. tylko zagro\u017cone niewyp\u0142acalno\u015bci\u0105 lub nawet zawar\u0142y uk\u0142ad z wierzycielami i sp\u0142acaj\u0105 d\u0142ugi. To mo\u017ce ponownie stygmatyzowa\u0107 przedsi\u0119biorc\u00f3w i utrudnia\u0107 im uzyskanie np. kredyt\u00f3w kupieckich czy bankowych na dalszy rozw\u00f3j – zwraca uwag\u0119 Ma\u0142gorzata Anisimowicz, doradca restrukturyzacyjny w kancelarii PMR Restrukturyzacje. Materia\u0142 ukaza\u0142 si\u0119 w Gazecie Puls Biznesu: dnia 21 wrze\u015bnia 2017: \u00bb Niewyp\u0142acalni b\u0119d\u0105 jawni<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5819","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5819"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5819\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5819"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}