{"id":5820,"date":"2017-10-11T14:02:16","date_gmt":"2017-10-11T12:02:16","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/zadluzeni-w-sieci\/"},"modified":"2025-01-31T18:00:18","modified_gmt":"2025-01-31T18:00:18","slug":"indebted-on-the-net","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/indebted-on-the-net\/","title":{"rendered":"Debtors online"},"content":{"rendered":"

The new law would come into effect at the beginning of February 2019. The NCR will contain information about which companies are in bankruptcy or restructuring proceedings. There will also be data on people who have been in arrears with maintenance for more than six months and on consumer bankruptcies.<\/p>\n

On September 7, the Ministry of Justice sent a draft of the relevant act to the government. The register is to be public and accessible to everyone on the Internet. The data will include information on when the company filed an application to initiate restructuring proceedings<\/a>, which court is handling the case, case reference numbers, names of the restructuring administrator, composition of the bankruptcy estate, list of creditors and a creditor repayment plan.<\/p>\n

National Register of Indebted Persons<\/a> is to save paper. Writings procedural and other documents will have to be submitted using<\/a> electronic register. The same is to be done with court decisions, which will be published only in the electronic system.<\/p>\n

According to PMR Restructuring SA, \"the courts will also do away with postal deliveries, they will be sent electronically, which will reduce the number of paper correspondences and also shorten the time from ruling to sending.\"
\nDocuments will be certified with electronic signatures and commercial courts are expected to work faster.<\/p>\n

But restructuring advisors fear that being lumped together companies in bankruptcy<\/a> and dishonest debtors and restructured entities may stigmatize the latter. They will be put on an equal footing with bankrupts.<\/p>\n

\u2013 In one register, without any particularly clear distinction, there will be both those who have not paid their debts for years and are running away from the bailiff, as well as, for example, consumers who, through no fault of their own, have become over-indebted and have gone to court with a motion to declare their bankruptcy, says Ma\u0142gorzata Anisimowicz, restructuring advisor<\/a> at the PMR Restrukturyzacje SA law firm.\n<\/div>\n
\nThe material appeared in Gazeta Kurier Szczeci\u0144ski:
\n<\/b>
\n26 September 2017:
\n\" Debtors online<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"

Nowe prawo mia\u0142oby wej\u015b\u0107 z pocz\u0105tkiem lutego 2019 roku. W KRZ znajdziemy informacje o tym, kt\u00f3re firmy s\u0105 w trakcie post\u0119powa\u0144 upad\u0142o\u015bciowych lub restrukturyzacyjnych. B\u0119d\u0105 te\u017c dane o osobach zalegaj\u0105cych z alimentami d\u0142u\u017cej ni\u017c p\u00f3\u0142 roku oraz o upad\u0142o\u015bciach konsumenckich. Si\u00f3dmego wrze\u015bnia Ministerstwo Sprawiedliwo\u015bci skeirowa\u0142o do rz\u0105du projekt stosownej ustawy. Rejestr ma by\u0107 jawny i dost\u0119pny w internecie dla ka\u017cdego. W danych b\u0119d\u0105 informacje na temat tego, kiedy firma z\u0142o\u017cy\u0142a wniosek o wszcz\u0119cie post\u0119powania restrukturyzacyjnego, kt\u00f3ry s\u0105d prowadzi spraw\u0119, sygnatury akt, nazwiska zarz\u0105dcy restrukturyzacyjnego, sk\u0142ad masy upad\u0142o\u015bciowej, spis wirzytelno\u015bci oraz plan sp\u0142aty wierzycieli. Krajowy Rejestr Zad\u0142u\u017conych ma da\u0107 oszcz\u0119dno\u015bci papieru. Pisma procesowe i inne dokumenty trzeba b\u0119dzie bowiem wnosi\u0107 za pomoc\u0105 elektronicznego rejestru. Podobnie ma by\u0107 z orzeczeniami s\u0105du, kt\u00f3re b\u0119d\u0105 publikowane tylko w systemie teleinformatycznym. Jak informuje PMR Restrukturyzacje SA, „s\u0105dy zrezygnuj\u0105 te\u017c z dor\u0119cze\u0144 pocztowych, b\u0119d\u0105 one wysy\u0142ane w formie elektronicznej, co ograniczy liczb\u0119 korespondencji w formie papierowej, a tak\u017ce skr\u00f3ci czas od wydania orzeczenia do jego wys\u0142ania”. Dokumenty b\u0119d\u0105 po\u015bwiadczane elektronicznymi podpisami, a s\u0105dy gospodarcze maj\u0105 pracowa\u0107 szybciej. Ale doradcy restrukturyzacyjni obawiaj\u0105 si\u0119, \u017ce wrzucenie do jednego worka firm w upad\u0142o\u015bci i nieuczciwych d\u0142u\u017cnik\u00f3w oraz podmiot\u00f3w restrukturyzowanych mo\u017ce stygmatyzowa\u0107 te ostatnie. B\u0119d\u0105 bowiem postawione na r\u00f3wni z bankrutami. – W jednym rejestrze bez szczeg\u00f3lnie wyra\u017anego rozr\u00f3\u017cnienia znajd\u0105 si\u0119 zar\u00f3wno ci, kt\u00f3rzy od lat nie p\u0142ac\u0105 swoich d\u0142ug\u00f3w i uciekaj\u0105 przed komornikiem, jak i np. konsumencji, kt\u00f3rzy nie ze swej winy popadli w nadmierne zad\u0142u\u017cenie i poszli do s\u0105du z wnioskiem o og\u0142oszenie ich upad\u0142o\u015bci- uwa\u017ca Ma\u0142gorzata Anisimowicz, doradca restrukturyzacyjny w kancelarii PMR Restrukturyzacje SA. Materia\u0142 ukaza\u0142 si\u0119 w Gazecie Kurier Szczeci\u0144ski: dnia 26 wrze\u015bnia 2017: \u00bb Zad\u0142u\u017ceni w sieci<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5820","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5820","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5820"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5820\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5820"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5820"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5820"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5820"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}