{"id":5880,"date":"2020-02-21T08:36:43","date_gmt":"2020-02-21T07:36:43","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/upadlosc-nie-jest-jedynym-scenariuszem\/"},"modified":"2020-02-21T08:36:43","modified_gmt":"2020-02-21T07:36:43","slug":"bankruptcy-is-not-the-only-scenario","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/bankruptcy-is-not-the-only-scenario\/","title":{"rendered":"Bankruptcy is not the only scenario"},"content":{"rendered":"

A company in crisis, facing the spectre of bankruptcy, resembles a seriously ill person and a restructuring plan involving an arrangement with creditors a healing cure.<\/p>\n

A company that is experiencing liquidity problems and perceives impending trouble should react without delay. Growing problems will not resolve themselves.<\/p>\n

\u2014 It is important to notice the symptoms of the crisis and realize that the company needs help<\/a>. This is the key to success. Working on the architecture of the process of necessary restructuring<\/a> is often associated with a change in the current business model \u2014 admits Ma\u0142gorzata Anisimowicz, president of PMR Restrukturyzacje.<\/i><\/p>\n

The purpose of all the indicated procedures and tools, recommended by the provisions of the Restructuring Law, is to avoid the announcement bankruptcy<\/a> companies. An alternative to this scenario is restructuring through an arrangement with creditors<\/a>. How to achieve this?<\/p>\n

- By preparing a restructuring plan indicating to creditors and the court the company's current situation, the causes of the crisis, viable and credible ways out of the crisis, related costs, types and sources of financing, forecasts of results and a timetable for the implementation of corrective measures, Ma\u0142gorzata Anisimowicz enumerates.<\/i><\/p>\n

Alternatives to bankruptcy<\/b><\/p>\n

The form of the arrangement between a company in crisis and its creditors depends on the type of settlement it requests. restructuring proceedings<\/a>. By entering into negotiations to conclude an arrangement, the company's management must ensure the achievement of two goals: repayment of receivables and ensuring the company's prospects for overcoming the crisis<\/a> and getting back on track.<\/p>\n

\u2014 These goals are not contradictory, but quite the opposite. Although the creditors want their liabilities to be repaid, the company wants to overcome crisis and beyond<\/a> develop. This is the area where we operate as a restructuring advisor. We help the company in problems to restructure<\/a>, i.e. such changes in the area of its operation that will allow it to generate the funds necessary to repay its receivables and enable its development, explains Ma\u0142gorzata Anisimowicz.
\nCreditors, seeing that their debtor is cooperating with a restructuring advisor, is making profound changes and is starting to repay the debts, are also inclined to cooperate with the restructuring advisor and learn about the alternative to a possible solution. bankruptcy and supporting in their own way the implementation of the scenario for overcoming the crisis<\/a>.
\n\u2014 The word \u201calternative\u201d has great meaning for all of us. Taking control of the crisis situation, creation of arrangement proposals<\/a>, which are based on the realities of the company's operations, are a success for the debtor's company, its creditors, and the state treasury, because the employer pays taxes while developing its company - argues Ma\u0142gorzata Anisimowicz. <\/i><\/p>\n

Interest of creditors <\/b><\/p>\n

Success of the activities restructuring and arrangement<\/a> is a derivative of interdisciplinary knowledge (economic, legal, management) of the entire team of experts and practitioners supporting the company in preparing a strategy to return to effective operation. Continuous and exhaustive communication is also important companies with their creditors throughout the restructuring process<\/a>.
\n\u2014 Communication is one of the key activities in the work of a company, as well as the one that supports it. a company specializing in consulting and restructuring<\/a>. It is expressed in the continuous presentation of the current situation of the company, indicating the sources of financing of its current operations, the possibilities of generating profit, and above all in the simulation of the repayment of receivables - explains Ma\u0142gorzata Anisimowicz.<\/i><\/p>\n

The material appeared in the daily newspaper Puls Biznesu:<\/b>19 February 2020. We invite you to read the full article:\" Bankruptcy is not the only scenario<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Firma w kryzysie, stoj\u0105ca przed widmem upad\u0142o\u015bci, przypomina ci\u0119\u017cko chorego, a plan restrukturyzacji zak\u0142adaj\u0105cy zawarcie uk\u0142adu z wierzycielami \u2014 ozdrowie\u0144cz\u0105 kuracj\u0119. Przedsi\u0119biorstwo, kt\u00f3re ma k\u0142opoty z p\u0142ynno\u015bci\u0105 finansow\u0105 i zauwa\u017ca nadci\u0105gaj\u0105ce k\u0142opoty, powinno reagowa\u0107 bez zw\u0142oki. Narastaj\u0105ce problemy nie rozwi\u0105\u017c\u0105 si\u0119 same. \u2014 Wa\u017cne jest, by zauwa\u017cy\u0107 symptomy kryzysu i zda\u0107 sobie spraw\u0119 z tego, \u017ce firma potrzebuje pomocy. To jest klucz do sukcesu. Praca nad architektur\u0105 procesu potrzebnej restrukturyzacji \u0142\u0105czy si\u0119 cz\u0119sto ze zmian\u0105 dotychczasowego modelu biznesowego \u2014 przyznaje Ma\u0142gorzata Anisimowicz, prezes PMR Restrukturyzacje. Celem wszystkich wskazanych procedur i narz\u0119dzi, zalecanych przez przepisy ustawy Prawo restrukturyzacyjne, jest unikni\u0119cie og\u0142oszenia upad\u0142o\u015bci przedsi\u0119biorstwa. Alternatyw\u0105 dla tego scenariusza jest restrukturyzacja w drodze zawarcia uk\u0142adu z wierzycielami. Jak to osi\u0105gn\u0105\u0107? \u2014 Przez przygotowanie planu restrukturyzacyjnego wskazuj\u0105cego wierzycielom i s\u0105dowi aktualn\u0105 sytuacj\u0119 sp\u00f3\u0142ki, przyczyny kryzysu, realne i wiarygodne sposoby wyj\u015bcia z kryzysu, zwi\u0105zane z nimi koszty, rodzaje i \u017ar\u00f3d\u0142a finansowania, prognozy wynik\u00f3w oraz harmonogram wdro\u017cenia dzia\u0142a\u0144 naprawczych \u2014 wylicza Ma\u0142gorzata Anisimowicz. Alternatywy dla upad\u0142o\u015bci Kszta\u0142t uk\u0142adu firmy w kryzysie z jej wierzycielami wynika z wnioskowanego przez ni\u0105 rodzaju post\u0119powania restrukturyzacyjnego. Przyst\u0119puj\u0105c do negocjacji o zawarcie uk\u0142adu, zarz\u0105d firmy ma zapewni\u0107 realizacj\u0119 dw\u00f3ch cel\u00f3w: sp\u0142acenie wierzytelno\u015bci i zapewnienie firmie perspektyw na przezwyci\u0119\u017cenie kryzysu i wyj\u015bcie na prost\u0105. \u2014 Cele te nie s\u0105 sprzeczne, a wr\u0119cz odwrotnie. Wprawdzie wierzyciele chc\u0105 sp\u0142aty swoich zobowi\u0105za\u0144, ale firma chce przezwyci\u0119\u017cy\u0107 kryzys i dalej si\u0119 rozwija\u0107. To jest w\u0142a\u015bnie p\u0142aszczyzna, na kt\u00f3rej dzia\u0142amy jako doradca restrukturyzacyjny. Pomagamy firmie w k\u0142opotach dokona\u0107 restrukturyzacji, czyli takich zmian w obszarze jej funkcjonowania, dzi\u0119ki kt\u00f3rym b\u0119dzie zdolna wypracowa\u0107 \u015brodki niezb\u0119dne do sp\u0142aty wierzytelno\u015bci i umo\u017cliwiaj\u0105ce jej rozw\u00f3j \u2014 t\u0142umaczy Ma\u0142gorzata Anisimowicz. Wierzyciele, widz\u0105c, \u017ce ich d\u0142u\u017cnik wsp\u00f3\u0142pracuje z doradc\u0105 restrukturyzacyjnym, wprowadza g\u0142\u0119bokie zmiany i zaczyna sp\u0142aca\u0107 wierzytelno\u015bci, r\u00f3wnie\u017c wykazuj\u0105 sk\u0142onno\u015b\u0107 do wsp\u00f3\u0142dzia\u0142ania z doradc\u0105 restrukturyzacyjnym, poznania alternatywy dla mo\u017cliwej upad\u0142o\u015bci i wspierania na sw\u00f3j spos\u00f3b realizacji scenariusza przezwyci\u0119\u017cenia kryzysu. \u2014 S\u0142owo \u201ealternatywa\u201d ma du\u017ce znaczenie dla nas wszystkich. Opanowanie sytuacji kryzysowej, stworzenie propozycji uk\u0142adowych, kt\u00f3re maj\u0105 oparcie w realiach dzia\u0142ania przedsi\u0119biorstwa, s\u0105 sukcesem zar\u00f3wno dla firmy d\u0142u\u017cnika, dla jej wierzycieli, jak i dla skarbu pa\u0144stwa, gdy\u017c pracodawca, rozwijaj\u0105c swoje przedsi\u0119biorstwo, p\u0142aci podatki \u2014 przekonuje Ma\u0142gorzata Anisimowicz. Interes wierzycieli Powodzenie dzia\u0142a\u0144 restrukturyzacyjnych i uk\u0142adowych to pochodna interdyscyplinarnej wiedzy (ekonomicznej, prawniczej, w zakresie zarz\u0105dzania) ca\u0142ego zespo\u0142u ekspert\u00f3w i praktyk\u00f3w wspieraj\u0105cych firm\u0119 w przygotowaniu strategii powrotu do efektywnego dzia\u0142ania. Istotne znaczenie ma tak\u017ce ci\u0105g\u0142a i wyczerpuj\u0105ca komunikacja firmy z jej wierzycielami w trakcie ca\u0142ego post\u0119powania restrukturyzacyjnego. \u2014 Komunikacja nale\u017cy do kluczowych dzia\u0142a\u0144 w pracach przedsi\u0119biorstwa, a tak\u017ce wspieraj\u0105cej go firmy wyspecjalizowanej w doradztwie i restrukturyzacji. Wyra\u017ca si\u0119 ona w ci\u0105g\u0142ym przedstawianiu aktualnej sytuacji przedsi\u0119biorstwa, wskazywaniu \u017ar\u00f3de\u0142 finansowania jego bie\u017c\u0105cej dzia\u0142alno\u015bci, mo\u017cliwo\u015bci wypracowania zysku, a przede wszystkim w symulacji sp\u0142aty wierzytelno\u015bci \u2014 obja\u015bnia Ma\u0142gorzata Anisimowicz. Materia\u0142 ukaza\u0142 si\u0119 w dzienniku Puls Biznesu:dnia 19 lutego 2020 r. Zapraszamy do zapoznania si\u0119 z pe\u0142n\u0105 wersj\u0105 artyku\u0142u:\u00bb Upad\u0142o\u015b\u0107 nie jest jedynym scenariuszem<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5880","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5880","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5880"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5880\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5880"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5880"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5880"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5880"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}