{"id":5938,"date":"2022-03-28T11:30:47","date_gmt":"2022-03-28T09:30:47","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/10-rzeczy-ktore-warto-wiedziec-o-upadlosci-konsumenckiej\/"},"modified":"2022-03-28T11:30:47","modified_gmt":"2022-03-28T09:30:47","slug":"10-things-worth-knowing-about-consumer-bankruptcy","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/10-things-worth-knowing-about-consumer-bankruptcy\/","title":{"rendered":"10 things to know about consumer bankruptcy"},"content":{"rendered":"<p>Contrary to popular belief, consumer bankruptcy is not something to be feared. For a debtor who is unable to repay the loans he or she has taken out, plagued by foreclosures and shunned by debt collectors, it is the only way out of the debt spiral.<br \/>\nHowever, before applying to the court for bankruptcy, it is useful to know how to prepare for it in order to avoid mistakes and unpleasant legal consequences.<br \/>\nThe purpose of consumer bankruptcy is to discharge the consumer&#039;s debt, and the satisfaction of creditors is moved to the background. And this is how it differs <a href=\"https:\/\/pmrsa.pl\/en\/can-companies-afford-bankruptcy\/\"  data-wpil-monitor-id=\"185\">consumer bankruptcy from corporate bankruptcy<\/a>This often allows debtors to get out of debt. <a href=\"https:\/\/pmrsa.pl\/en\/companies-can-escape-into-the-grey-zone-this-is-an-astronomical-increase-in-the-minimum-wage\/\"  data-wpil-monitor-id=\"406\">grey zone<\/a> and start a \u201csecond life\u201d. So what is worth knowing about this procedure?<\/p>\n<p>10 things worth knowing about consumer bankruptcy \u2013 an advisory article on the di24.com.pl website by Ma\u0142gorzata Anisimowicz, President of the Management Board of PMR <a href=\"https:\/\/pmrsa.pl\/en\/when-to-restructure-and-when-to-file-for-bankruptcy\/\"  data-wpil-monitor-id=\"1325\">Restructuring<\/a> and qualified restructuring advisor.<\/p>\n<div class=\"stopka1\"><b>The article appeared on the Dziennik Internaut\u00f3w website (di24.com.pl):<\/b><img decoding=\"async\" src=\"\/wp-content\/uploads\/2023\/07\/dziennikinternautow.png\" title=\"\">01 October 2021. We invite you to read the full version:<a class=\"alink\" href=\"https:\/\/di.com.pl\/10-rzeczy-ktore-warto-wiedziec-o-upadlosci-konsumenckiej-57340\" target=\"_blank\" rel=\"noopener\">\" 10 things to know about consumer bankruptcy<\/a><\/div>","protected":false},"excerpt":{"rendered":"<p>Wbrew obiegowym opiniom upad\u0142o\u015bci konsumenckiej nie nale\u017cy si\u0119 ba\u0107. Dla d\u0142u\u017cnika, kt\u00f3ry nie jest w stanie sp\u0142aci\u0107 podj\u0119tych kredyt\u00f3w, n\u0119kanego [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_ppma_block_editor_authors":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5938","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"author_category":"","first_name":"Zesp\u00f3\u0142 PMR","last_name":"","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5938","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=5938"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/5938\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=5938"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=5938"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=5938"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=5938"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}