{"id":6038,"date":"2024-07-16T10:56:43","date_gmt":"2024-07-16T08:56:43","guid":{"rendered":"http:\/\/pmr-restrukturyzacje2.local\/?p=2498"},"modified":"2025-05-19T15:38:04","modified_gmt":"2025-05-19T15:38:04","slug":"i-would-like-to-reach-an-agreement-with-my-creditors","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/i-would-like-to-reach-an-agreement-with-my-creditors\/","title":{"rendered":"I would like to reach an agreement with my creditors \ud83c\udfac"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Are you an entrepreneur facing financial difficulties? Do you have a shortage of funds and don't know how to continue running your business? Thinking I can't go on like this for much longer, do I definitely need to declare bankruptcy?<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>In this day and age, where we are affected by numerous disasters in short intervals of time <\/strong>such as a pandemic, war, the notorious disruption of distribution channels or the frequent changes in the legal and tax environment of our businesses filing for corporate insolvency is an increasingly common obligation. But are you sure you have analysed all the alternatives?<\/p>\n\n\n\n<div class=\"wp-block-video-lightbox-for-guten-blocks-videolightbox\"><style>\n      .zwt-vlfgb-bch2t6lc-fancy-custom .fancybox__backdrop {\n        background:  !important;\n        opacity: 0.8 !important;\n      }\n      .zwt-vlfgb-bch2t6lc-fancy-custom .fancybox__content {\n        max-width: 640px;\n        width: 100% !important;\n      }\n      .zwt-vlfgb-bch2t6lc{\n        background-color:  !important;\n        color:  !important;\n        border: 0px solid  !important;\n        border-radius: 0px !important;\n      }\n      .zwt-vlfgb-bch2t6lc:hover {\n        background-color:  !important;\n        color:  !important;\n        border: 0px solid  !important;\n      }\n      .video-thumbnail.zwt-vlfgb-bch2t6lc{\n        border-radius: 10px !important;\n      }\n      \/* Add more styles as needed *\/\n    <\/style><a data-fancybox=\"zwt-vlfgb-bch2t6lc\" data-fancy-class=\"zwt-vlfgb-bch2t6lc\" href=\"https:\/\/www.youtube.com\/shorts\/gBa79myyecg\" class=\"video-thumbnail zwt-vlfgb-bch2t6lc\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/09\/user04-1.jpg\" alt=\"pmr-restructuring\" title=\"\"><svg viewbox=\"0 0 24 24\" class=\"play-icon\" width=\"30\"><g><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22ZM10.6935 15.8458L15.4137 13.059C16.1954 12.5974 16.1954 11.4026 15.4137 10.941L10.6935 8.15419C9.93371 7.70561 9 8.28947 9 9.21316V14.7868C9 15.7105 9.93371 16.2944 10.6935 15.8458Z\" fill=\"currentColor\"><\/path> <\/g><\/svg><\/a><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Have you tried to communicate with your <\/strong><a href=\"https:\/\/pmrsa.pl\/en\/quick-restructuring-come-to-an-agreement-with-creditors\/\" data-wpil-monitor-id=\"845\">creditors? There are many restructuring tools<\/a> debt from individual ones, such as concluding agreements, conducting negotiations or mediation, through collegial settlements which can be reached from the entire catalogue of restructuring proceedings, including partial restructuring addressed to selected groups of creditors that are important for entrepreneurs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>If you have taken all possible steps to save your business<\/strong> If you do not see any other way forward than filing for insolvency proceedings, we would also like to show you what other tools you have at your disposal to save your business despite filing for insolvency and opening insolvency proceedings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The declaration of insolvency merely establishes the fact that an insolvent state exists,<\/strong> which can be removed. Bankruptcy does not necessarily have to involve the liquidation of a company. If there are real <a href=\"https:\/\/pmrsa.pl\/en\/quick-repair-opportunity-for-companies\/\" data-wpil-monitor-id=\"2022\">chances of continuing to run the business<\/a> and generating income that will make it possible to repay liabilities, even if only partially, it is worth considering the possibility of concluding an arrangement in bankruptcy proceedings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>An arrangement is a kind of agreement on how, when and in what form the debts will be paid. <\/strong>A compromise reached with creditors may translate into higher satisfaction of liabilities than in bankruptcy proceedings in the form of liquidation, and it also allows the company to be preserved, including <a href=\"https:\/\/pmrsa.pl\/en\/employees-and-restructuring-how-to-maintain-jobs\/\" data-wpil-monitor-id=\"705\">jobs<\/a> for many people.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>We would be happy to review your situation<\/strong> and if you want <a href=\"https:\/\/pmrsa.pl\/en\/can-a-creditor-file-for-bankruptcy-of-debtor-2\/\" data-wpil-monitor-id=\"1076\">submit an application<\/a> bankruptcy, we will help you prepare it so that if there is a chance to conclude an arrangement, it will be possible. If your company is already in bankruptcy, we will help you verify whether there are grounds for concluding an arrangement with creditors. In the second <a href=\"https:\/\/pmrsa.pl\/en\/step-7-creation-of-a-layout-proposal\/\" data-wpil-monitor-id=\"44\">step by step we will work out conditions and proposals together with you<\/a> arrangement and we will present them to your creditors.<\/p>","protected":false},"excerpt":{"rendered":"<p>Are you an entrepreneur struggling financially? Are you short on funds and unsure how to continue running your business? Are you thinking, &quot;I can&#039;t take this any longer,&quot; or do I really need to declare bankruptcy? In today&#039;s world, where numerous disasters, such as pandemics, wars, frequent disruptions in distribution channels, and frequent changes to the legal and tax environment of our businesses, filing for bankruptcy is an increasingly common necessity. But have you truly explored all the alternatives? Have you tried reaching an agreement with your creditors? There are many debt restructuring tools, from individual approaches such as concluding agreements, conducting negotiations, or mediation, to collective settlements, which can be achieved through a wide range of restructuring proceedings, including partial restructurings targeted at selected groups of creditors important to entrepreneurs. If you&#039;ve taken all possible steps to save your business and don&#039;t see any other options than filing a bankruptcy petition, we&#039;d also like to explain what other tools you have to save your business despite filing and initiating bankruptcy proceedings. Declaring bankruptcy only establishes the existence of insolvency, which can be resolved. Bankruptcy doesn&#039;t necessarily have to involve liquidation. If there&#039;s a realistic chance of continuing to operate your business and generating income that will allow you to repay your debts, even if only partially, it&#039;s worth considering the possibility of entering into an arrangement through bankruptcy proceedings. An arrangement is a form of agreement regarding the method, timing, and form of debt repayment. A compromise reached with creditors can translate into higher debt satisfaction than in bankruptcy liquidation proceedings, and it also allows you to preserve your business, including jobs for many employees. We&#039;d be happy to review your situation, and if you&#039;d like to file a bankruptcy petition, we&#039;ll help you prepare it so that, if there&#039;s a chance of reaching an arrangement, it&#039;s possible. If your company is already in bankruptcy, we will help you verify whether there are grounds for reaching an agreement with your creditors. In the second step, we will work with you to develop the terms and proposals for an arrangement and present them to your creditors.<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[58,23],"tags":[],"ppma_author":[30],"class_list":["post-6038","post","type-post","status-publish","format-standard","hentry","category-gospodarcze","category-upadlosc-gospodarcza"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/6038","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=6038"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/6038\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=6038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=6038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=6038"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=6038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}