{"id":6047,"date":"2024-07-16T10:59:26","date_gmt":"2024-07-16T08:59:26","guid":{"rendered":"http:\/\/pmr-restrukturyzacje2.local\/?p=2514"},"modified":"2025-05-19T15:43:23","modified_gmt":"2025-05-19T15:43:23","slug":"how-to-deal-with-debt","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/how-to-deal-with-debt\/","title":{"rendered":"How to deal with debt? \ud83c\udfac"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>Instant loans, a consumer loan, an out-of-bank loan, unpaid instalments or an overdraft limit - against all appearances, this is the reality for many people.<\/strong> Several million Poles are drowning in debt, living in constant stress and fear for their future.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Debts can build up really quickly, and getting out of them can take years. Despite this, it is important to remember that this is not a hopeless situation. There are certain ways to get out of debt. It is not a quick process, it requires a consistent approach and <a href=\"https:\/\/pmrsa.pl\/en\/restructuring-with-professional-support\/\" data-wpil-monitor-id=\"2093\">professional support<\/a>.<\/p>\n\n\n\n<div class=\"wp-block-video-lightbox-for-guten-blocks-videolightbox\"><style>\n      .zwt-vlfgb-bcx8q8io-fancy-custom .fancybox__backdrop {\n        background:  !important;\n        opacity: 0.8 !important;\n      }\n      .zwt-vlfgb-bcx8q8io-fancy-custom .fancybox__content {\n        max-width: 640px;\n        width: 100% !important;\n      }\n      .zwt-vlfgb-bcx8q8io{\n        background-color:  !important;\n        color:  !important;\n        border: 0px solid  !important;\n        border-radius: 0px !important;\n      }\n      .zwt-vlfgb-bcx8q8io:hover {\n        background-color:  !important;\n        color:  !important;\n        border: 0px solid  !important;\n      }\n      .video-thumbnail.zwt-vlfgb-bcx8q8io{\n        border-radius: 10px !important;\n      }\n      \/* Add more styles as needed *\/\n    <\/style><a data-fancybox=\"zwt-vlfgb-bcx8q8io\" data-fancy-class=\"zwt-vlfgb-bcx8q8io\" href=\"https:\/\/www.youtube.com\/shorts\/0k3PWVCAdCk\" class=\"video-thumbnail zwt-vlfgb-bcx8q8io\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" src=\"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/09\/user04-1.jpg\" alt=\"pmr-restructuring\" title=\"\"><svg viewbox=\"0 0 24 24\" class=\"play-icon\" width=\"30\"><g><path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22ZM10.6935 15.8458L15.4137 13.059C16.1954 12.5974 16.1954 11.4026 15.4137 10.941L10.6935 8.15419C9.93371 7.70561 9 8.28947 9 9.21316V14.7868C9 15.7105 9.93371 16.2944 10.6935 15.8458Z\" fill=\"currentColor\"><\/path> <\/g><\/svg><\/a><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>The signal that should be the first to make anyone think about disposing of their assets<\/strong> is the point at which one loses the ability to settle financial obligations on an ongoing basis. A delay in payment directly leads to an increase in debt, as it automatically results in interest being charged on late payments. In this way, it sometimes only takes a moment to lose control of one's finances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are many reasons for late payments, with job loss, accident, illness or rising interest rates standing out as the most common. The sooner you start planning tailored measures and gradually implement them, the better the chance of recovering your cash flow, without much damage. There are several ways to get out of debt. There is no no way out - the right approach and actions are capable of freeing you from huge debts that are unmanageable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>We will provide you with an in-depth analysis of your situation<\/strong> and suggest whether declaring bankruptcy is a good option for you, or whether perhaps there are other tools that will be better suited to your needs.<\/p>","protected":false},"excerpt":{"rendered":"<p>Chwil\u00f3wki, kredyt konsumencki, po\u017cyczka poza bankowa, niesp\u0142acone raty czy limit na koncie \u2013 wbrew pozorom, to rzeczywisto\u015b\u0107 naprawd\u0119 wielu os\u00f3b. [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[24,59],"tags":[],"ppma_author":[30],"class_list":["post-6047","post","type-post","status-publish","format-standard","hentry","category-upadlosc-konsumencka","category-windykacje"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"author_category":"","first_name":"Zesp\u00f3\u0142 PMR","last_name":"","user_url":"","job_title":"","description":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/6047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=6047"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/6047\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=6047"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=6047"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=6047"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=6047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}