{"id":6065,"date":"2024-08-05T10:56:01","date_gmt":"2024-08-05T08:56:01","guid":{"rendered":"https:\/\/pmrsa.pl\/?p=2794"},"modified":"2025-01-21T15:21:12","modified_gmt":"2025-01-21T15:21:12","slug":"when-to-restructure-and-when-to-file-for-bankruptcy","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/en\/when-to-restructure-and-when-to-file-for-bankruptcy\/","title":{"rendered":"When to restructure and when to bankrupt?"},"content":{"rendered":"

Restructuring and bankruptcy are two different processes,<\/strong> which are designed to deal with companies' financial problems, but are used in different situations and for different purposes.<\/p>\n\n\n\n

The main objective of the restructuring is to avoid bankruptcy<\/strong> by entering into an arrangement with creditors and carrying out specific recovery actions, which may include: changes in organisational structure, operational processes, cost reduction, renegotiation of agreements with creditors. Its implementation should be considered if the company still has the potential to regenerate, the debts are controlled to the point where there is a possibility to restructure them and if the company has a strategy to improve its financial performance.<\/p>\n\n\n\n

The main premise of bankruptcy, on the other hand, is the lack of prospects for continued operations,<\/strong> and in the course of it, in principle, the sale of assets and the winding up of the business takes place. Its implementation should be considered when the company has neither the capacity nor the ability to pay its debts<\/a>The debt burden is not sustainable, nor is there any prospect of improvement in the financial situation, or when the corrective measures taken do not have the desired effect and the debt is mounting.<\/p>\n\n\n\n

The choice between restructuring and bankruptcy<\/a> depends on the analysis of the specific, individual financial situation of the company.<\/strong> If there is a chance of improvement and viable rescue plans, restructuring is worth considering. Conversely, however, if the company is in serious trouble and there is no prospect of a rebound, bankruptcy may be a necessity. In both cases, it is advisable to seek legal and financial advice before making a decision.<\/p>","protected":false},"excerpt":{"rendered":"

Restrukturyzacja i upad\u0142o\u015b\u0107 to dwa r\u00f3\u017cne procesy, kt\u00f3re maj\u0105 na celu radzenie sobie z problemami finansowymi przedsi\u0119biorstw, ale stosowane s\u0105 w r\u00f3\u017cnych sytuacjach i dla r\u00f3\u017cnych cel\u00f3w. G\u0142\u00f3wnym celem restrukturyzacji jest unikni\u0119cie upad\u0142o\u015bci poprzez zawarcie uk\u0142adu z wierzycielami i przeprowadzenie okre\u015blonych dzia\u0142a\u0144 naprawczych, kt\u00f3re mog\u0105 obejmowa\u0107: zmiany w strukturze organizacyjnej, procesach operacyjnych, redukcj\u0119 koszt\u00f3w, renegocjacj\u0119 um\u00f3w z wierzycielami. Jej wdro\u017cenie nale\u017cy rozwa\u017cy\u0107, je\u015bli firma nadal posiada potencja\u0142 do regeneracji, d\u0142ugi s\u0105 kontrolowane na tyle, \u017ce istnieje mo\u017cliwo\u015b\u0107 ich restrukturyzacji oraz gdy firma ma strategi\u0119 na popraw\u0119 wynik\u00f3w finansowych. G\u0142\u00f3wna przes\u0142ank\u0105 upad\u0142o\u015bci jest natomiast brak perspektyw na kontynuacj\u0119 dzia\u0142alno\u015bci, a w jej trakcie co do zasady dochodzi do sprzeda\u017cy aktyw\u00f3w i zako\u0144czenia dzia\u0142alno\u015bci. Jej wdro\u017cenie nale\u017cy rozwa\u017cy\u0107, gdy firma nie ma ani mo\u017cliwo\u015bci sp\u0142aty d\u0142ug\u00f3w, ani perspektyw na popraw\u0119 sytuacji finansowej, albo kiedy podejmowane dzia\u0142ania naprawcze nie przynosz\u0105 oczekiwanych efekt\u00f3w, a zad\u0142u\u017cenie narasta. Wyb\u00f3r mi\u0119dzy restrukturyzacj\u0105 a upad\u0142o\u015bci\u0105 zale\u017cy od analizy konkretnej, indywidualnej sytuacji finansowej przedsi\u0119biorstwa. Je\u015bli istnieje szansa na popraw\u0119 i realne plany ratunkowe, warto rozwa\u017cy\u0107 restrukturyzacj\u0119. Natomiast, je\u015bli jednak firma jest w powa\u017cnych tarapatach i nie ma widok\u00f3w na odbicie, upad\u0142o\u015b\u0107 mo\u017ce by\u0107 konieczno\u015bci\u0105. W obu przypadkach zaleca si\u0119 zasi\u0119gni\u0119cie porady prawnej oraz finansowej przed podj\u0119ciem decyzji.<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"ppma_author":[30],"class_list":["post-6065","post","type-post","status-publish","format-standard","hentry","category-restrukturyzacja-firmy"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"teampmr-restructuring-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/6065","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/comments?post=6065"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/posts\/6065\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/media?parent=6065"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/categories?post=6065"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/tags?post=6065"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/en\/wp-json\/wp\/v2\/ppma_author?post=6065"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}