{"id":5780,"date":"2016-12-01T10:48:46","date_gmt":"2016-12-01T09:48:46","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/upadlosc-konsumencka-rosnie-liczba-zgloszen-upadlosci\/"},"modified":"2025-01-25T17:32:05","modified_gmt":"2025-01-25T17:32:05","slug":"%d0%b1%d0%b0%d0%bd%d0%ba%d1%80%d1%83%d1%82%d1%81%d1%82%d0%b2%d0%b0-%d1%81%d0%bf%d0%be%d0%b6%d0%b8%d0%b2%d0%b0%d1%87%d1%96%d0%b2-%d0%ba%d1%96%d0%bb%d1%8c%d0%ba%d1%96%d1%81%d1%82%d1%8c-%d0%b7%d0%b0","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/uk\/%d0%b1%d0%b0%d0%bd%d0%ba%d1%80%d1%83%d1%82%d1%81%d1%82%d0%b2%d0%b0-%d1%81%d0%bf%d0%be%d0%b6%d0%b8%d0%b2%d0%b0%d1%87%d1%96%d0%b2-%d0%ba%d1%96%d0%bb%d1%8c%d0%ba%d1%96%d1%81%d1%82%d1%8c-%d0%b7%d0%b0\/","title":{"rendered":"\u0411\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0456\u0432 \u2013 \u043a\u0456\u043b\u044c\u043a\u0456\u0441\u0442\u044c \u0437\u0430\u044f\u0432 \u043f\u0440\u043e \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e \u0437\u0440\u043e\u0441\u0442\u0430\u0454"},"content":{"rendered":"

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\n– \u0421\u043f\u043e\u0436\u0438\u0432\u0447\u0435 \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e<\/a> \u0426\u0435 \u0434\u0443\u0436\u0435 \u0445\u043e\u0440\u043e\u0448\u0430 \u043d\u043e\u0432\u0438\u043d\u0430 \u0434\u043b\u044f \u0431\u0430\u0433\u0430\u0442\u044c\u043e\u0445 \u043b\u044e\u0434\u0435\u0439, \u0446\u0435 \u043d\u043e\u0432\u0438\u0439 \u0441\u0442\u0430\u0440\u0442, \u043f\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u043d\u044f \u0443\u043c\u043e\u0432 \u0436\u0438\u0442\u0442\u044f \u0442\u0430 \u043f\u043e\u0432\u0435\u0440\u043d\u0435\u043d\u043d\u044f \u0434\u043e \u043d\u043e\u0440\u043c\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0436\u0438\u0442\u0442\u044f. \u041f\u043e\u0434\u0430\u043d\u043d\u044f \u043f\u0440\u043e \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e<\/a> \u0437\u0440\u043e\u0441\u0442\u0430\u0454, \u043e\u0441\u043a\u0456\u043b\u044c\u043a\u0438 \u0437\u0440\u043e\u0441\u0442\u0430\u0454 \u043e\u0431\u0456\u0437\u043d\u0430\u043d\u0456\u0441\u0442\u044c \u043f\u043e\u043b\u044f\u043a\u0456\u0432 \u0449\u043e\u0434\u043e \u0446\u044c\u043e\u0433\u043e \u043f\u0438\u0442\u0430\u043d\u043d\u044f.
\n\u2013 \u043a\u0430\u0436\u0435 \u041c\u0430\u043b\u0433\u043e\u0436\u0430\u0442\u0430 \u0410\u043d\u0456\u0441\u0456\u043c\u043e\u0432\u0438\u0447, \u043f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442 PMR Restrukturyzacje SA\n<\/div>\n
\n\u041c\u0430\u0442\u0435\u0440\u0456\u0430\u043b \u0437'\u044f\u0432\u0438\u0432\u0441\u044f \u043d\u0430 \u0441\u0430\u0439\u0442\u0456:
\n<\/b>
\n29 \u043b\u0438\u0441\u0442\u043e\u043f\u0430\u0434\u0430 2016 \u0440\u043e\u043a\u0443:
\n\" \u0421\u043f\u043e\u0436\u0438\u0432\u0447\u0435 \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e: \u043a\u0456\u043b\u044c\u043a\u0456\u0441\u0442\u044c \u0437\u0430\u044f\u0432 \u043f\u0440\u043e \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e \u0437\u0440\u043e\u0441\u0442\u0430\u0454<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"

Coraz wi\u0119cej os\u00f3b decyduje si\u0119 skorzysta\u0107 z upad\u0142o\u015bci konsumenckiej. I jest to, \u017ce przybywa ludzi, kt\u00f3rzy w trudnej sytuacji finansowej decyduj\u0105 si\u0119 na taki krok to zas\u0142uga prawa, kt\u00f3re obecnie pozwala zacz\u0105\u0107 wszystko niemal od pocz\u0105tku. Ponad 5 tys. upad\u0142o\u015bci og\u0142oszono ju\u017c w tym roku. To ju\u017c ponad dwa razy wi\u0119cej ni\u017c w poprzednim roku. Zdaniem ekspert\u00f3w PMR Restrukturyzacje S.A. sta\u0142y wzrost liczby wniosk\u00f3w o upad\u0142o\u015b\u0107 konsumenck\u0105 sk\u0142adanych w Polsce to trend naturalny, normalny i po\u017c\u0105dany. Ich zdaniem \u015brednioroczna liczba upad\u0142o\u015bci konsumenckich w Polsce powinna oscylowa\u0107 na poziomie oko\u0142o 50 tys. W znacznie bardziej zamo\u017cnych i dwukrotnie wi\u0119kszych Niemczech liczba upad\u0142o\u015bci konsumenckich oscyluje wok\u00f3\u0142 100 tys. rocznie. Upad\u0142o\u015b\u0107 konsumencka pozwala ludziom wyj\u015b\u0107 z k\u0142opot\u00f3w, gdy wpadali w spiral\u0119 d\u0142ug\u00f3w. Nawet je\u017celi ich mieszkanie zostanie sprzedane (co obecnie nie zawsze si\u0119 dzieje), to s\u0105d przeznacza cz\u0119\u015b\u0107 z uzyskanej kwoty na roczny lub dwuletni czynsz, by d\u0142u\u017cnik nie wyl\u0105dowa\u0142 na bruku.. A na sp\u0142at\u0119 zobowi\u0105za\u0144, kt\u00f3re w po jakim\u015b czasie mog\u0105 zosta\u0107 umorzone, nie jest zabierane wszystko co si\u0119 posiada. – Upad\u0142o\u015b\u0107 konsumencka to dla wielu ludzi bardzo dobra wiadomo\u015b\u0107, to nowy start, poprawa warunk\u00f3w \u017cycia i powr\u00f3t do normalno\u015bci. Wniosk\u00f3w o upad\u0142o\u015b\u0107 przybywa, gdy\u017c ro\u015bnie \u015bwiadomo\u015b\u0107 Polak\u00f3w na ten temat. \u2013 m\u00f3wi Ma\u0142gorzata Anisimowicz, prezes PMR Restrukturyzacje S.A. Materia\u0142 ukaza\u0142 si\u0119 w serwisie: dnia 29 listopada 2016: \u00bb Upad\u0142o\u015b\u0107 konsumencka: przybywa zg\u0142osze\u0144 upad\u0142o\u015bci<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5780","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"zespolpmr-%d0%bf%d0%b5%d1%80%d0%b5%d0%b1%d1%83%d0%b4%d0%be%d0%b2%d0%b0-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts\/5780","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/comments?post=5780"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts\/5780\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/media?parent=5780"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/categories?post=5780"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/tags?post=5780"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/ppma_author?post=5780"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}