{"id":5784,"date":"2016-12-02T08:33:48","date_gmt":"2016-12-02T07:33:48","guid":{"rendered":"http:\/\/pmr-restrukturyzacje.local\/pmr\/upadlosc-konsumencka-szansa-dla-frankowiczow\/"},"modified":"2016-12-02T08:33:48","modified_gmt":"2016-12-02T07:33:48","slug":"%d0%b1%d0%b0%d0%bd%d0%ba%d1%80%d1%83%d1%82%d1%81%d1%82%d0%b2%d0%be-%d1%81%d0%bf%d0%be%d0%b6%d0%b8%d0%b2%d0%b0%d1%87%d0%b0-%d1%88%d0%b0%d0%bd%d1%81-%d0%b4%d0%bb%d1%8f-%d0%bf%d0%be%d0%b7%d0%b8%d1%87","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/uk\/%d0%b1%d0%b0%d0%bd%d0%ba%d1%80%d1%83%d1%82%d1%81%d1%82%d0%b2%d0%be-%d1%81%d0%bf%d0%be%d0%b6%d0%b8%d0%b2%d0%b0%d1%87%d0%b0-%d1%88%d0%b0%d0%bd%d1%81-%d0%b4%d0%bb%d1%8f-%d0%bf%d0%be%d0%b7%d0%b8%d1%87\/","title":{"rendered":"\u0421\u043f\u043e\u0436\u0438\u0432\u0447\u0435 \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e - \u043c\u043e\u0436\u043b\u0438\u0432\u0456\u0441\u0442\u044c \u0434\u043b\u044f \u0444\u0440\u0430\u043d\u043a\u043e\u0444\u0456\u043b\u0456\u0432?"},"content":{"rendered":"

\u041f\u0456\u0441\u043b\u044f \u0432\u0438\u0431\u043e\u0440\u0456\u0432 \u0443 \u0421\u0428\u0410 \u043a\u0443\u0440\u0441 \u0448\u0432\u0435\u0439\u0446\u0430\u0440\u0441\u044c\u043a\u043e\u0433\u043e \u0444\u0440\u0430\u043d\u043a\u0430 \u0437\u0440\u043e\u0441\u0442\u0430\u0454. \u0417\u0430\u0440\u0430\u0437 \u0446\u0435 4,16 \u0437\u043b\u043e\u0442\u0438\u0445, \u0456, \u043d\u0430 \u0436\u0430\u043b\u044c, \u0432\u0441\u0435 \u0449\u0435 \u0441\u043f\u043e\u0441\u0442\u0435\u0440\u0456\u0433\u0430\u0454\u0442\u044c\u0441\u044f \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0456\u044f \u0434\u043e \u0437\u0440\u043e\u0441\u0442\u0430\u043d\u043d\u044f. \u0422\u0438\u0441\u044f\u0447\u0456 \u043f\u043e\u043b\u044c\u0441\u044c\u043a\u0438\u0445 \u0441\u0456\u043c\u0435\u0439, \u044f\u043a\u0456 \u0432\u0437\u044f\u043b\u0438 \u043a\u0440\u0435\u0434\u0438\u0442 \u043d\u0430 \u0431\u0430\u0436\u0430\u043d\u0435 \u0436\u0438\u0442\u043b\u043e, \u0432\u0442\u0440\u0430\u0447\u0430\u044e\u0442\u044c \u043f\u043e\u0437\u0438\u0446\u0456\u0457, \u0430 \u043f\u043e\u043b\u0456\u0442\u0438\u043a\u0438 \u0434\u043e\u0441\u0456 \u043d\u0435 \u0437\u043d\u0430\u044e\u0442\u044c, \u044f\u043a \u0432\u0438\u0440\u0456\u0448\u0438\u0442\u0438 \u0457\u0445\u043d\u044e \u0432\u0430\u0436\u043a\u0443 \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u044e. \u0422\u043e\u043c\u0443 \u0434\u0435\u044f\u043a\u0456 \u043f\u043e\u0437\u0438\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0438 \u0432\u0438\u0440\u0456\u0448\u0443\u044e\u0442\u044c \u0440\u043e\u0437\u043c\u0456\u0441\u0442\u0438\u0442\u0438 \u043e\u0433\u043e\u043b\u043e\u0448\u0435\u043d\u043d\u044f \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0430<\/a> \u2013 \u043f\u043e\u0432\u0456\u0434\u043e\u043c\u043b\u044f\u0454 PMR Restrukturyzacje.<\/p>\n

\u041a\u0456\u043b\u044c\u043a\u0456\u0441\u0442\u044c \u043f\u043e\u0437\u0438\u043a \u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u0456\u0432 \u0443 \u0448\u0432\u0435\u0439\u0446\u0430\u0440\u0441\u044c\u043a\u0456\u0439 \u0432\u0430\u043b\u044e\u0442\u0456 \u0432 \u041f\u043e\u043b\u044c\u0449\u0456 \u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u044c \u043f\u0440\u0438\u0431\u043b\u0438\u0437\u043d\u043e 562 000 \u043d\u0430 \u0437\u0430\u0433\u0430\u043b\u044c\u043d\u0443 \u0441\u0443\u043c\u0443 144 \u043c\u043b\u0440\u0434 \u0437\u043b\u043e\u0442\u0438\u0445. \u0411\u0456\u043b\u044c\u0448\u0456\u0441\u0442\u044c \u0437 \u043d\u0438\u0445 - \u0446\u0435 \u043f\u043e\u0437\u0438\u043a\u0438 \u0442\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0438, \u0437\u0430\u0431\u0435\u0437\u043f\u0435\u0447\u0435\u043d\u0456 \u0456\u043f\u043e\u0442\u0435\u043a\u043e\u044e, \u0441\u0435\u0440\u0435\u0434 \u044f\u043a\u0438\u0445 \u043f\u0435\u0440\u0435\u0432\u0430\u0436\u0430\u044e\u0442\u044c \u043a\u0440\u0435\u0434\u0438\u0442\u0438 \u043d\u0430 \u0436\u0438\u0442\u043b\u043e. \u0422\u043e\u043c\u0443 \u0437\u0440\u043e\u0441\u0442\u0430\u043d\u043d\u044f \u043a\u0443\u0440\u0441\u0443 \u0444\u0440\u0430\u043d\u043a\u0430 \u043e\u0437\u043d\u0430\u0447\u0430\u0454 \u0449\u0435 \u043e\u0434\u0438\u043d \u0432\u0430\u0436\u043a\u0438\u0439 \u0447\u0430\u0441 \u0434\u043b\u044f \u0442\u0438\u0441\u044f\u0447 \u043f\u043e\u0437\u0438\u0447\u0430\u043b\u044c\u043d\u0438\u043a\u0456\u0432.<\/p>\n

\u041f\u041c\u0420 \u0420\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044f \u043d\u0430\u0433\u0430\u0434\u0443\u0454, \u0449\u043e \u0446.\u0440 \u0414\u043e \u0441\u0443\u0434\u0456\u0432 \u0443\u0436\u0435 \u043d\u0430\u0434\u0456\u0439\u0448\u043b\u043e \u0432\u0434\u0432\u0456\u0447\u0456 \u0431\u0456\u043b\u044c\u0448\u0435 \u0437\u0430\u044f\u0432 \u043d\u0430 \u043f\u0443\u0431\u043b\u0456\u043a\u0430\u0446\u0456\u044e \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u0430 \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0456\u0432<\/a> \u043d\u0456\u0436 \u0437\u0430 \u0432\u0435\u0441\u044c 2015 \u0440\u0456\u043a. \u041d\u0430 \u0434\u0443\u043c\u043a\u0443 \u0435\u043a\u0441\u043f\u0435\u0440\u0442\u0456\u0432, \u0446\u0435 \u043d\u0435 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442 \u0431\u0456\u0434\u043d\u043e\u0441\u0442\u0456 \u0441\u0443\u0441\u043f\u0456\u043b\u044c\u0441\u0442\u0432\u0430, \u0430 \u043b\u0438\u0448\u0435 \u043f\u0456\u0434\u0432\u0438\u0449\u0435\u043d\u043d\u044f \u0441\u0432\u0456\u0434\u043e\u043c\u043e\u0441\u0442\u0456 \u043f\u043e\u043b\u044f\u043a\u0456\u0432. \u0426\u0435 \u043e\u0437\u043d\u0430\u0447\u0430\u0454, \u0449\u043e \u0442\u0438\u0441\u044f\u0447\u0456 \u043b\u044e\u0434\u0435\u0439, \u044f\u043a\u0456 \u0436\u0438\u043b\u0438 \u0432 \u0431\u043e\u0440\u0433\u043e\u0432\u0456\u0439 \u0441\u043f\u0456\u0440\u0430\u043b\u0456, \u0443\u043d\u0438\u043a\u0430\u044e\u0447\u0438 \u043f\u0440\u0438\u0441\u0442\u0430\u0432\u0456\u0432, \u043e\u0442\u0440\u0438\u043c\u0443\u044e\u0442\u044c \u043d\u043e\u0432\u0438\u0439 \u0448\u0430\u043d\u0441 \u0456 \u043c\u043e\u0436\u043b\u0438\u0432\u0456\u0441\u0442\u044c \u043f\u043e\u0432\u0435\u0440\u043d\u0443\u0442\u0438\u0441\u044f \u0434\u043e \u043d\u043e\u0440\u043c\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0436\u0438\u0442\u0442\u044f.
\n– \u0421\u043f\u043e\u0436\u0438\u0432\u0447\u0435 \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e<\/a> \u0426\u0435 \u0434\u0443\u0436\u0435 \u0445\u043e\u0440\u043e\u0448\u0430 \u043d\u043e\u0432\u0438\u043d\u0430 \u0434\u043b\u044f \u0431\u0430\u0433\u0430\u0442\u044c\u043e\u0445 \u043b\u044e\u0434\u0435\u0439, \u0446\u0435 \u043d\u043e\u0432\u0438\u0439 \u0441\u0442\u0430\u0440\u0442, \u043f\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u043d\u044f \u0443\u043c\u043e\u0432 \u0436\u0438\u0442\u0442\u044f \u0442\u0430 \u043f\u043e\u0432\u0435\u0440\u043d\u0435\u043d\u043d\u044f \u0434\u043e \u043d\u043e\u0440\u043c\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0436\u0438\u0442\u0442\u044f. \u0426\u0435 \u0442\u043e\u0439 \u043f\u043e\u0440\u044f\u0442\u0443\u043d\u043e\u043a, \u044f\u043a\u043e\u0433\u043e \u0432\u043e\u043d\u0438 \u0434\u043e\u0432\u0433\u043e \u0447\u0435\u043a\u0430\u043b\u0438
\n\u2013 \u043a\u0430\u0436\u0435 \u041c\u0430\u043b\u0433\u043e\u0436\u0430\u0442\u0430 \u0410\u043d\u0456\u0441\u0456\u043c\u043e\u0432\u0438\u0447, \u043f\u0440\u0435\u0437\u0438\u0434\u0435\u043d\u0442 PMR \u0420\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044f<\/a> \u0404<\/p>\n

\u042f\u043a \u043f\u0440\u043e\u0433\u043d\u043e\u0437\u0443\u044e\u0442\u044c \u043a\u043e\u043d\u0441\u0443\u043b\u044c\u0442\u0430\u043d\u0442\u0438 \u0437 \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u0457 \u0457\u0457 \u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0457, \u043d\u0430\u0439\u0431\u043b\u0438\u0436\u0447\u0438\u043c\u0438 \u0440\u043e\u043a\u0430\u043c\u0438 \u0432 \u041f\u043e\u043b\u044c\u0449\u0456 \u043c\u043e\u0436\u043d\u0430 \u043e\u0447\u0456\u043a\u0443\u0432\u0430\u0442\u0438 \u043f\u043e\u0441\u0442\u0456\u0439\u043d\u043e\u0433\u043e \u0437\u0440\u043e\u0441\u0442\u0430\u043d\u043d\u044f \u043a\u0456\u043b\u044c\u043a\u043e\u0441\u0442\u0456 \u0437\u0430\u044f\u0432\u043e\u043a \u043d\u0430 \u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u043e \u0441\u043f\u043e\u0436\u0438\u0432\u0430\u0447\u0430<\/a>, \u043f\u043e\u043a\u0438 \u043d\u0435 \u0434\u043e\u0441\u044f\u0433\u043d\u0435 \u0441\u0442\u0435\u043b\u0456 \u043f\u0440\u0438\u0431\u043b\u0438\u0437\u043d\u043e \u0432 50 \u0442\u0438\u0441\u044f\u0447. \u0449\u043e\u0440\u0456\u0447\u043d\u043e, \u043a\u043e\u043b\u0438 \u0446\u0435\u0439 \u043f\u0440\u043e\u0446\u0435\u0441 \u043f\u043e\u0447\u043d\u0435 \u0441\u0442\u0430\u0431\u0456\u043b\u0456\u0437\u0443\u0432\u0430\u0442\u0438\u0441\u044f.<\/p>\n

\u041c\u0430\u0442\u0435\u0440\u0456\u0430\u043b \u0437'\u044f\u0432\u0438\u0432\u0441\u044f \u043d\u0430 \u0441\u0430\u0439\u0442\u0456:
\n<\/b>
\n1 \u0433\u0440\u0443\u0434\u043d\u044f 2016 \u0440\u043e\u043a\u0443:
\n\"\u0414\u043b\u044f \u0444\u0440\u0430\u043d\u043a\u043e\u0444\u0456\u043b\u0456\u0432 \u0454 \u043c\u043e\u0436\u043b\u0438\u0432\u0456\u0441\u0442\u044c, \u0445\u043e\u0447\u0430...<\/a><\/div>","protected":false},"excerpt":{"rendered":"

Po wyborach w USA kurs franka szwajcarskiego pnie si\u0119 w g\u00f3r\u0119. Ju\u017c teraz wynosi 4,16 z\u0142 i niestety wci\u0105\u017c wida\u0107 tendencj\u0119 wzrostow\u0105. Tysi\u0105ce polskich rodzin, kt\u00f3re wzi\u0119\u0142y kredyt na upragnione mieszkanie traci grunt pod nogami, a politycy nadal nie maj\u0105 dobrego pomys\u0142u na rozwi\u0105zanie ich trudnej sytuacji. Cz\u0119\u015b\u0107 kredytobiorc\u00f3w decyduje si\u0119 wi\u0119c na og\u0142oszenie upad\u0142o\u015bci konsumenckiej \u2013 informuje firma PMR Restrukturyzacje. Liczba kredyt\u00f3w i po\u017cyczek odnosz\u0105cych si\u0119 do szwajcarskiej waluty wynosi w Polsce oko\u0142o 562 tys. i opiewa na 144 mld z\u0142. Wi\u0119kszo\u015b\u0107 z nich to kredyty i po\u017cyczki zabezpieczone hipotecznie, w\u015br\u00f3d kt\u00f3rych dominuj\u0105 kredyty mieszkaniowe. Rosn\u0105cy kurs franka oznacza wi\u0119c dla tysi\u0119cy kredytobiorc\u00f3w kolejne trudne chwile. PMR Restrukturyzacje przypomina, \u017ce w br. do s\u0105d\u00f3w wp\u0142yn\u0119\u0142o ju\u017c dwukrotnie wi\u0119cej wniosk\u00f3w o og\u0142oszenie upad\u0142o\u015bci konsumenckich ni\u017c w ca\u0142ym roku 2015. Wed\u0142ug ekspert\u00f3w nie jest to wynikiem ubo\u017cenia spo\u0142ecze\u0144stwa, a jedynie wzrostu \u015bwiadomo\u015bci w\u015br\u00f3d Polak\u00f3w. Oznacza bowiem, \u017ce tysi\u0105ce ludzi, kt\u00f3rzy do tej pory \u017cyli w spirali zad\u0142u\u017cenia, unikaj\u0105c komornik\u00f3w, dostaj\u0105 now\u0105 szans\u0119 i mo\u017cliwo\u015b\u0107 powrotu do normalnego \u017cycia. – Upad\u0142o\u015b\u0107 konsumencka to dla wielu ludzi bardzo dobra wiadomo\u015b\u0107, to nowy start, poprawa warunk\u00f3w \u017cycia i powr\u00f3t do normalno\u015bci. To ratunek, na kt\u00f3ry d\u0142ugo czekali – m\u00f3wi Ma\u0142gorzata Anisimowicz prezes PMR Restrukturyzacje S.A. Jak przewiduj\u0105 doradcy restrukturyzacyjni z jej firmy, w kolejnych latach w Polsce mo\u017cemy spodziewa\u0107 si\u0119 sta\u0142ego wzrostu liczby wniosk\u00f3w o upad\u0142o\u015b\u0107 konsumenck\u0105, a\u017c do osi\u0105gni\u0119cia pu\u0142apu oko\u0142o 50 tys. rocznie, kiedy to proces ten zacznie si\u0119 stabilizowa\u0107. Materia\u0142 ukaza\u0142 si\u0119 w serwisie: dnia 1 grudnia 2016: \u00bb Jest szansa dla frankowicz\u00f3w, cho\u0107…<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5784","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"zespolpmr-%d0%bf%d0%b5%d1%80%d0%b5%d0%b1%d1%83%d0%b4%d0%be%d0%b2%d0%b0-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts\/5784","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/comments?post=5784"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts\/5784\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/media?parent=5784"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/categories?post=5784"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/tags?post=5784"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/ppma_author?post=5784"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}