\"\u041f\u043e\u0437\u0438\u0447\u0438\u0432? \u0422\u043e\u0434\u0456 \u0442\u0438 \u043f\u043e\u0432\u0438\u043d\u0435\u043d \u0432\u0456\u0434\u0434\u0430\u0442\u0438!<\/a>\n<\/div>","protected":false},"excerpt":{"rendered":"Co pi\u0105ta osoba, kt\u00f3ra bierze kredyt, robi to, aby zap\u0142aci\u0107 rachunki (pr\u0105d, gaz, czynsz). Z dodatkowego finansowania korzystamy tak\u017ce w przypadku codziennych niespodziewanych wydatk\u00f3w, jak m.in. naprawa samochodu, pralki, lod\u00f3wki – wynika z badania Ipsos przeprowadzonego na zlecenie Wonga. Po\u017cyczamy pieni\u0105dze tak\u017ce, aby ud\u017awign\u0105\u0107 sezonowe zakupy (wyprawka szkolna czy kupno ubra\u0144). Tymczasem w przypadku k\u0142opot\u00f3w finansowych wielu chowa g\u0142ow\u0119 w piasek i nie robi nic, \u017ceby je rozwi\u0105za\u0107, co zwykle ko\u0144czy si\u0119 u komornika. Aby unikn\u0105\u0107 sytuacji, w kt\u00f3rej w przypadku pojawienia si\u0119 niespodziewanych wydatk\u00f3w musimy posi\u0142kowa\u0107 si\u0119 kredytem, warto zadba\u0107 o swoj\u0105 poduszk\u0119 finansow\u0105 i co miesi\u0105c odk\u0142ada\u0107 cho\u0107by drobne kwoty. Niestety, Polacy zdecydowanie wol\u0105 „\u017cycie na kredycie”. Jednak niekt\u00f3re d\u0142ugi s\u0105 dla nich szczeg\u00f3lnie dra\u017cliwe, inne wcale. I tak: zad\u0142u\u017cenie alimentacyjne jest powodem do wstydu dla prawie 47 proc. os\u00f3b, najch\u0119tniej za\u015b akceptujemy kredyty hipoteczne. A\u017c 46 proc. Polak\u00f3w nie ma problemu, aby rozmawia\u0107 o nich ze znajomymi – wynika z badania kancelarii PMR Restrukturyzacje. – Kredyty hipoteczne Polacy traktuj\u0105 jako co\u015b naturalnego i nikt si\u0119 nimi nie peszy – uwa\u017ca Ma\u0142gorzata Anisimowicz, prezes kancelarii PMR Restrukturyzacje. Do jakich d\u0142ug\u00f3w wolimy za\u015b nie przyznawa\u0107 si\u0119 znajomym? Rekordy bije wspomniane zad\u0142u\u017cenie alimentacyjne. Niep\u0142acenie na dzieci to powa\u017cny problem Polak\u00f3w. Dane Ministerstwa Sprawiedliwo\u015bci s\u0105 alarmuj\u0105ce – a\u017c 80 proc. os\u00f3b, kt\u00f3re maj\u0105 zas\u0105dzone \u015bwiadczenia alimentacyjne, nie wywi\u0105zuje si\u0119 z tego obowi\u0105zku. Powodem do wstydu jest r\u00f3wnie\u017c korzystanie z lombardu i branie po\u017cyczki pod zastaw. Kr\u0119pujemy si\u0119 chwil\u00f3wek, op\u00f3\u017anie\u0144 w p\u0142atno\u015bciach domowych. Zdecydowanie mniej wstydzimy si\u0119 zaleg\u0142o\u015bci w ZUS i urz\u0119dzie skarbowym. Materia\u0142 ukaza\u0142 si\u0119 w Gazecie Pomorskiej: dnia 26 czerwca 2017: \u00bb Po\u017cyczasz? To musisz odda\u0107!<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5812","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"zespolpmr-%d0%bf%d0%b5%d1%80%d0%b5%d0%b1%d1%83%d0%b4%d0%be%d0%b2%d0%b0-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts\/5812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/comments?post=5812"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts\/5812\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/media?parent=5812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/categories?post=5812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/tags?post=5812"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/ppma_author?post=5812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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