![](\"\/wp-content\/uploads\/2023\/07\/rppl.png\" "\\"\\"")
17 \u0441\u0435\u0440\u043f\u043d\u044f 2023 \u0440. \u041f\u0440\u043e\u0447\u0438\u0442\u0430\u0439\u0442\u0435 \u043f\u043e\u0432\u043d\u0443 \u0432\u0435\u0440\u0441\u0456\u044e:\u00bb \u041a\u0440\u0438\u0437\u0430 \u0437\u0430\u0432\u0434\u0430\u0454 \u0448\u043a\u043e\u0434\u0438 \u043c\u0456\u043a\u0440\u043e\u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u0441\u0442\u0432\u0430\u043c. \u0412\u043e\u043d\u0438 \u0448\u0443\u043a\u0430\u044e\u0442\u044c \u0437\u043e\u0432\u043d\u0456\u0448\u043d\u0454 \u0444\u0456\u043d\u0430\u043d\u0441\u0443\u0432\u0430\u043d\u043d\u044f <\/a><\/div>","protected":false},"excerpt":{"rendered":"\ud83d\udc49W okresie spowolnienia gospodarczego, op\u00f3\u017anionych p\u0142atno\u015bci od klient\u00f3w, czy problem\u00f3w z zatorami p\u0142atniczymi w\u0142a\u015bciciele wielu firm musz\u0105 walczy\u0107 o utrzymanie p\u0142ynno\u015bci finansowej swoich biznes\u00f3w. Z badania \u201eBarometr wydatk\u00f3w firmowych\u201d przeprowadzonego na zlecenie firmy NFG wynika, \u017ce w tej sytuacji co czwarta mikrofirma (26 proc.) skorzysta\u0142a w ci\u0105gu ostatnich 12 miesi\u0119cy z dodatkowego finansowania. \ud83d\udc49Wysokie stopy procentowe sprawi\u0142y przy tym, \u017ce przedsi\u0119biorcy korzystaj\u0105cy z zewn\u0119trznego finansowania najcz\u0119\u015bciej si\u0119gali po pieni\u0105dze z prywatnych zasob\u00f3w (43 proc.). Dopiero w dalszej kolejno\u015bci decydowali si\u0119 na kredyt bankowy (37 proc.), a 20 proc. poprosi\u0142o o pomoc rodzin\u0119 lub znajomych. Co 10. mikrofirma skorzysta\u0142a z dotacji, a po 4 proc. wskaza\u0144 stanowi\u0142y faktoring i leasing. \ud83d\udc49\u015arodki pochodz\u0105ce z zewn\u0119trznego \u017ar\u00f3d\u0142a finansowania najcz\u0119\u015bciej przeznaczano na zakup towaru (29 proc.) oraz sp\u0142at\u0119 zobowi\u0105za\u0144 (23 proc.), przy czym powody si\u0119gania po finansowanie r\u00f3\u017cni\u0105 si\u0119 w zale\u017cno\u015bci od bran\u017cy, w jakiej dzia\u0142a dana firma, czy oceny kondycji finansowej przedsi\u0119biorcy. O szczeg\u00f3\u0142ach badania pisze @Rzeczpospolita: Artyku\u0142 ukaza\u0142 si\u0119 w serwisie @rp.pl:dnia 17 sierpnia 2023 r. Zapraszamy do zapoznania si\u0119 z jego pe\u0142n\u0105 wersj\u0105:\u00bb Kryzys daje si\u0119 we znaki mikrofirmom. Szukaj\u0105 finansowania z zewn\u0105trz<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[19],"tags":[],"ppma_author":[30],"class_list":["post-5995","post","type-post","status-publish","format-standard","hentry","category-blog"],"authors":[{"term_id":30,"user_id":12,"is_guest":0,"slug":"zespolpmr-%d0%bf%d0%b5%d1%80%d0%b5%d0%b1%d1%83%d0%b4%d0%be%d0%b2%d0%b0-pl","display_name":"Zesp\u00f3\u0142 PMR","avatar_url":{"url":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png","url2x":"https:\/\/pmrsa.pl\/wp-content\/uploads\/2024\/10\/logo2-e1729926426335.png"},"0":null,"1":"","2":"","3":"","4":"","5":"","6":"","7":"","8":""}],"_links":{"self":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts\/5995","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/comments?post=5995"}],"version-history":[{"count":0,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/posts\/5995\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/media?parent=5995"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/categories?post=5995"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/tags?post=5995"},{"taxonomy":"author","embeddable":true,"href":"https:\/\/pmrsa.pl\/uk\/wp-json\/wp\/v2\/ppma_author?post=5995"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}