{"id":6070,"date":"2024-08-05T10:56:04","date_gmt":"2024-08-05T08:56:04","guid":{"rendered":"https:\/\/pmrsa.pl\/?p=2755"},"modified":"2025-01-21T15:43:00","modified_gmt":"2025-01-21T15:43:00","slug":"%d1%89%d0%be-%d1%82%d0%b0%d0%ba%d0%b5-%d1%80%d0%b5%d1%81%d1%82%d1%80%d1%83%d0%ba%d1%82%d1%83%d1%80%d0%b8%d0%b7%d0%b0%d1%86%d1%96%d1%8f-%d0%b1%d0%be%d1%80%d0%b3%d1%83","status":"publish","type":"post","link":"https:\/\/pmrsa.pl\/uk\/%d1%89%d0%be-%d1%82%d0%b0%d0%ba%d0%b5-%d1%80%d0%b5%d1%81%d1%82%d1%80%d1%83%d0%ba%d1%82%d1%83%d1%80%d0%b8%d0%b7%d0%b0%d1%86%d1%96%d1%8f-%d0%b1%d0%be%d1%80%d0%b3%d1%83\/","title":{"rendered":"\u0429\u043e \u0442\u0430\u043a\u0435 \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044f \u0431\u043e\u0440\u0433\u0443"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>\u0420\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044f \u0431\u043e\u0440\u0433\u0443 \u2013 \u0446\u0435 \u043f\u0440\u043e\u0446\u0435\u0441<\/strong> \u0437\u0430 \u044f\u043a\u0438\u043c \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u043e\u0432\u0430\u043d\u0438\u0439 \u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u0435\u0446\u044c \u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440 (\u0447\u0430\u0441\u0442\u043e \u0437\u0430 \u0443\u0447\u0430\u0441\u0442\u044e \u0440\u0430\u0434\u043d\u0438\u043a\u0430 \u0437 \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u0457 \u0447\u0438 \u043f\u043e\u0441\u0435\u0440\u0435\u0434\u043d\u0438\u043a\u0430) \u0434\u043e\u043c\u043e\u0432\u043b\u044f\u044e\u0442\u044c\u0441\u044f \u043f\u0440\u043e \u043d\u043e\u0432\u0456 \u0443\u043c\u043e\u0432\u0438 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u043d\u044f \u0456\u0441\u043d\u0443\u044e\u0447\u043e\u0433\u043e \u0431\u043e\u0440\u0433\u0443 (\u0437\u043e\u0431\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u044c). <strong>\u041c\u0435\u0442\u0430 \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u0457 - \u0441\u043f\u0440\u043e\u0441\u0442\u0438\u0442\u0438 \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u043e\u0432\u0430\u043d\u043e\u043c\u0443 \u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u0446\u044e \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u043d\u044f \u0441\u0432\u043e\u0457\u0445 \u0437\u043e\u0431\u043e\u0432&#039;\u044f\u0437\u0430\u043d\u044c<\/strong> \u0448\u043b\u044f\u0445\u043e\u043c \u043a\u043e\u0440\u0438\u0433\u0443\u0432\u0430\u043d\u043d\u044f \u0457\u0445 \u0441\u0443\u043c\u0438 \u0434\u043e \u043f\u043e\u0442\u043e\u0447\u043d\u043e\u0433\u043e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0433\u043e \u0441\u0442\u0430\u043d\u0443 \u0442\u0430 \u0443\u043d\u0438\u043a\u043d\u0435\u043d\u043d\u044f \u0441\u0438\u0442\u0443\u0430\u0446\u0456\u0457 \u043d\u0435\u043f\u043b\u0430\u0442\u043e\u0441\u043f\u0440\u043e\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0456 (\u0431\u0430\u043d\u043a\u0440\u0443\u0442\u0441\u0442\u0432\u0430).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u041e\u0431\u0438\u0434\u0432\u0456 \u0441\u0442\u043e\u0440\u043e\u043d\u0438 \u043c\u043e\u0436\u0443\u0442\u044c \u0434\u043e\u043c\u043e\u0432\u0438\u0442\u0438\u0441\u044f \u043f\u0440\u043e \u0440\u0456\u0437\u043d\u0456 \u0437\u043c\u0456\u043d\u0438 \u0443\u043c\u043e\u0432, \u043d\u0430\u043f\u0440\u0438\u043a\u043b\u0430\u0434:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u043f\u0440\u043e\u0434\u043e\u0432\u0436\u0435\u043d\u043d\u044f \u0442\u0435\u0440\u043c\u0456\u043d\u0443 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u043d\u044f \u0430\u0431\u043e \u0437\u043c\u0456\u043d\u0430 \u0433\u0440\u0430\u0444\u0456\u043a\u0430 \u043f\u043e\u0433\u0430\u0448\u0435\u043d\u043d\u044f - \u0440\u043e\u0437\u043f\u043e\u0434\u0456\u043b\u0435\u043d\u043d\u044f \u0437\u043e\u0431\u043e\u0432&#039;\u044f\u0437\u0430\u043d\u043d\u044f \u043d\u0430 \u0431\u0456\u043b\u044c\u0448\u0438\u0439 \u043f\u0435\u0440\u0456\u043e\u0434 \u0447\u0430\u0441\u0443, \u0449\u043e \u0437\u043c\u0435\u043d\u0448\u0443\u0454 \u0441\u0443\u043c\u0443 \u0440\u043e\u0437\u0441\u0442\u0440\u043e\u0447\u043e\u043a.<\/li>\n\n\n\n<li>\u0437\u043d\u0438\u0436\u0435\u043d\u043d\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0457 \u0441\u0442\u0430\u0432\u043a\u0438 \u2013 \u0437\u043d\u0438\u0436\u0435\u043d\u043d\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0457 \u0441\u0442\u0430\u0432\u043a\u0438, \u0449\u043e \u043f\u0440\u0438\u0437\u0432\u043e\u0434\u0438\u0442\u044c \u0434\u043e \u0437\u043c\u0435\u043d\u0448\u0435\u043d\u043d\u044f \u0449\u043e\u043c\u0456\u0441\u044f\u0447\u043d\u0438\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0456\u0432.<\/li>\n\n\n\n<li>\u0441\u043f\u0438\u0441\u0430\u043d\u043d\u044f \u0447\u0430\u0441\u0442\u0438\u043d\u0438 \u0431\u043e\u0440\u0433\u0443 \u2013 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440 \u043c\u043e\u0436\u0435 \u043f\u043e\u0433\u043e\u0434\u0438\u0442\u0438\u0441\u044f \u043d\u0430 \u0441\u043f\u0438\u0441\u0430\u043d\u043d\u044f \u043f\u0435\u0432\u043d\u043e\u0457 \u0441\u0443\u043c\u0438 \u0431\u043e\u0440\u0433\u0443.<\/li>\n\n\n\n<li>\u043a\u043e\u043d\u0432\u0435\u0440\u0442\u0430\u0446\u0456\u044f \u0431\u043e\u0440\u0433\u0443 \u0432 \u0456\u043d\u0448\u0456 \u0444\u043e\u0440\u043c\u0438, \u043d\u0430\u043f\u0440\u0438\u043a\u043b\u0430\u0434 \u0430\u043a\u0446\u0456\u0457 - \u0443 \u0432\u0438\u043f\u0430\u0434\u043a\u0443 \u0431\u0456\u043b\u044c\u0448\u0438\u0445 <a href=\"https:\/\/pmrsa.pl\/uk\/%d0%bc%d0%b5%d0%b1%d0%bb%d0%b5%d0%b2%d0%b0-%d0%bf%d1%80%d0%be%d0%bc%d0%b8%d1%81%d0%bb%d0%be%d0%b2%d1%96%d1%81%d1%82%d1%8c-%d0%b7%d0%b0%d0%bd%d1%83%d1%80%d1%8e%d1%94%d1%82%d1%8c%d1%81%d1%8f-%d0%b2\/\" title=\"\">\u043a\u043e\u043c\u043f\u0430\u043d\u0456\u0439, \u0446\u0435 \u043c\u043e\u0436\u0435 \u0432\u043a\u043b\u044e\u0447\u0430\u0442\u0438 \u043a\u043e\u043d\u0432\u0435\u0440\u0442\u0430\u0446\u0456\u044e \u0431\u043e\u0440\u0433\u0443<\/a> \u0437\u0430 \u0447\u0430\u0441\u0442\u043a\u0438 \u0432 \u0441\u0442\u0430\u0442\u0443\u0442\u043d\u043e\u043c\u0443 \u043a\u0430\u043f\u0456\u0442\u0430\u043b\u0456.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0420\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044f \u0431\u043e\u0440\u0433\u0443 (\u0437\u043e\u0431\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u044c) \u0442\u0430\u043a\u043e\u0436 \u043c\u043e\u0436\u0435 \u0432\u0456\u0434\u0431\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u0432 \u0440\u0430\u043c\u043a\u0430\u0445 \u043e\u0434\u043d\u0456\u0454\u0457 \u0437 \u0447\u043e\u0442\u0438\u0440\u044c\u043e\u0445 \u043f\u0440\u043e\u0446\u0435\u0434\u0443\u0440, \u043f\u0435\u0440\u0435\u0434\u0431\u0430\u0447\u0435\u043d\u0438\u0445 \u0417\u0430\u043a\u043e\u043d\u043e\u043c \u043f\u0440\u043e \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044e,<\/strong> \u0442\u043e\u0431\u0442\u043e \u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0449\u043e\u0434\u043e \u0437\u0430\u0442\u0432\u0435\u0440\u0434\u0436\u0435\u043d\u043d\u044f \u0443\u0433\u043e\u0434\u0438, \u043f\u0440\u0438\u0441\u043a\u043e\u0440\u0435\u043d\u0435 \u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0443\u0433\u043e\u0434\u0438, \u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u0443\u0433\u043e\u0434\u0438, <a href=\"https:\/\/pmrsa.pl\/uk\/%d0%b7%d0%bc%d1%96%d0%bd%d0%b0-%d0%ba%d0%b5%d1%80%d1%96%d0%b2%d0%bd%d0%b8%d0%ba%d0%b0-%d0%b2-%d0%bf%d1%80%d0%be%d1%86%d0%b5%d1%81%d1%96-%d1%80%d0%b5%d1%81%d1%82%d1%80%d1%83%d0%ba%d1%82%d1%83%d1%80\/\" title=\"\">\u043f\u0440\u043e\u0432\u0430\u0434\u0436\u0435\u043d\u043d\u044f \u043f\u043e \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u0457<\/a> \u0456 \u043f\u043e\u0448\u0438\u0440\u044e\u0454\u0442\u044c\u0441\u044f \u044f\u043a \u043d\u0430 \u0444\u0456\u0437\u0438\u0447\u043d\u0438\u0445 \u043e\u0441\u0456\u0431, \u044f\u043a\u0456 \u0437\u0434\u0456\u0439\u0441\u043d\u044e\u044e\u0442\u044c \u043f\u0456\u0434\u043f\u0440\u0438\u0454\u043c\u043d\u0438\u0446\u044c\u043a\u0443 \u0434\u0456\u044f\u043b\u044c\u043d\u0456\u0441\u0442\u044c, \u0442\u0430\u043a \u0456 \u043d\u0430 \u044e\u0440\u0438\u0434\u0438\u0447\u043d\u0438\u0445 \u043e\u0441\u0456\u0431. \u0412\u0438\u0431\u0456\u0440 \u0442\u0438\u043f\u0443 \u043f\u0440\u043e\u0446\u0435\u0434\u0443\u0440\u0438 \u0437\u0430\u043b\u0435\u0436\u0438\u0442\u044c \u0432\u0456\u0434 \u043d\u0435\u043e\u0431\u0445\u0456\u0434\u043d\u043e\u0433\u043e \u0447\u0430\u0441\u0443 \u0442\u0430 \u0441\u043a\u043b\u0430\u0434\u043d\u043e\u0441\u0442\u0456 \u0437\u0430\u043f\u0440\u043e\u043f\u043e\u043d\u043e\u0432\u0430\u043d\u0438\u0445 \u0437\u043c\u0456\u043d.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u0413\u043e\u043b\u043e\u0432\u043d\u0435, \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044f \u0431\u043e\u0440\u0433\u0443 (\u0437\u043e\u0431\u043e\u0432&#039;\u044f\u0437\u0430\u043d\u044c).<\/strong> \u0446\u0435 \u043c\u043e\u0436\u0435 \u0432\u0456\u0434\u0431\u0443\u0432\u0430\u0442\u0438\u0441\u044f \u044f\u043a \u0447\u0430\u0441\u0442\u0438\u043d\u0430 \u0447\u0430\u0441\u0442\u043a\u043e\u0432\u043e\u0457 \u0434\u043e\u043c\u043e\u0432\u043b\u0435\u043d\u043e\u0441\u0442\u0456, \u0442\u043e\u0431\u0442\u043e \u043c\u0438 \u043c\u043e\u0436\u0435\u043c\u043e \u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0443\u0432\u0430\u0442\u0438 \u0441\u0432\u0456\u0439 \u0431\u043e\u0440\u0433 \u0456 \u0433\u043e\u0432\u043e\u0440\u0438\u0442\u0438 \u043f\u0440\u043e \u0446\u0435 <a href=\"https:\/\/pmrsa.pl\/uk\/%d1%88%d0%b2%d0%b8%d0%b4%d0%ba%d0%b0-%d1%80%d0%b5%d1%81%d1%82%d1%80%d1%83%d0%ba%d1%82%d1%83%d1%80%d0%b8%d0%b7%d0%b0%d1%86%d1%96%d1%8f-%d0%b4%d0%be%d0%bc%d0%be%d0%b2%d0%bb%d0%b5%d0%bd%d1%96%d1%81\/\"  data-wpil-monitor-id=\"847\">\u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044f \u043b\u0438\u0448\u0435 \u0437 \u0432\u0438\u0431\u0440\u0430\u043d\u0438\u043c\u0438 \u0433\u0440\u0443\u043f\u0430\u043c\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0456\u0432<\/a> \u043d\u0430\u043f\u0440\u0438\u043a\u043b\u0430\u0434 \u0434\u0435\u0440\u0436\u0430\u0432\u043d\u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0438 (\u0440\u0435\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0438\u0437\u0430\u0446\u0456\u044f \u0437\u043e\u0431\u043e\u0432\u2019\u044f\u0437\u0430\u043d\u044c \u043f\u0435\u0440\u0435\u0434 ZUS, \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u043e\u044e \u0456\u043d\u0441\u043f\u0435\u043a\u0446\u0456\u0454\u044e, \u041d\u0430\u0446\u0456\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u044e \u043f\u043e\u0434\u0430\u0442\u043a\u043e\u0432\u043e\u044e \u0430\u0434\u043c\u0456\u043d\u0456\u0441\u0442\u0440\u0430\u0446\u0456\u0454\u044e (KAS) \u0430\u0431\u043e \u041f\u0424\u0420) \u0430\u0431\u043e \u0444\u0456\u043d\u0430\u043d\u0441\u043e\u0432\u0456 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0440\u0438 (\u0431\u0430\u043d\u043a\u0438, \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u0456 \u0444\u043e\u043d\u0434\u0438, \u043b\u0456\u0437\u0438\u043d\u0433 \u0442\u043e\u0449\u043e).<\/p>","protected":false},"excerpt":{"rendered":"<p>Restrukturyzacja zad\u0142u\u017cenia to proces, w ramach kt\u00f3rego restrukturyzowany przedsi\u0119biorca i wierzyciel (cz\u0119sto przy udziale doradcy restrukturyzacyjnego lub mediatora) negocjuj\u0105 nowe warunki sp\u0142aty istniej\u0105cego zad\u0142u\u017cenia (zobowi\u0105za\u0144). Celem restrukturyzacji jest u\u0142atwienie restrukturyzowanemu przedsi\u0119biorcy sp\u0142aty zobowi\u0105za\u0144 poprzez dostosowanie ich wysoko\u015bci do jego aktualnej sytuacji finansowej oraz unikni\u0119cie sytuacji niewyp\u0142acalno\u015bci (upad\u0142o\u015bci). Obie strony mog\u0105 ustali\u0107 r\u00f3\u017cne modyfikacje warunk\u00f3w, takie jak: Restrukturyzacja zad\u0142u\u017cenia (zobowi\u0105za\u0144) mo\u017ce odbywa\u0107 si\u0119 tak\u017ce w ramach jednego z czterech post\u0119powa\u0144 przewidzianych ustaw\u0105 Prawo restrukturyzacyjne, tj. post\u0119powania o zatwierdzenie uk\u0142adu, przyspieszonego post\u0119powania uk\u0142adowego, post\u0119powania uk\u0142adowego, post\u0119powania sanacyjnego i dotyczy\u0107 zar\u00f3wno os\u00f3b fizycznych prowadz\u0105cych dzia\u0142alno\u015b\u0107 gospodarcz\u0105, jak i os\u00f3b prawnych. Dob\u00f3r rodzaju post\u0119powania uzale\u017cniony jest od wymaganego czasu oraz z\u0142o\u017cono\u015bci postulowanych zmian. Co istotne restrukturyzacja zad\u0142u\u017cenia (zobowi\u0105za\u0144), mo\u017ce si\u0119 odby\u0107 w ramach uk\u0142adu cz\u0119\u015bciowego, czyli mo\u017cemy zrestrukturyzowa\u0107 nasze zad\u0142u\u017cenie i rozmawia\u0107 na temat restrukturyzacji tylko z wybranymi grupami wierzycieli takimi jak wierzyciele publiczni (restrukturyzacja zobowi\u0105za\u0144 wobec ZUS, Urz\u0119du Skarbowego, Krajowej Administracji Skarbowej (KAS) lub PFR) lub wierzyciele finansowi (Banki, Fundusze po\u017cyczkowe, Leasing lub inne).<\/p>","protected":false},"author":12,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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